1130 SAYLE STREET, THE VILLAGES, FL, 32162
Active0 days on marketListed Sep 4, 2026MLS #G5117154
About this home
1130 SAYLE STREET
Welcome to this beautifully expanded Gardenia, one of the most popular Designer floor plans in The Villages! Ideally located in the desirable Village of Virginia Trace, this 3-bedroom, 2-bath home offers beautiful golf course and water views overlooking the Virginia Course at Mallory Hill Country Club, all just minutes from Lake Sumter Landing Market Square. Inside, you'll find tile flooring and crown molding throughout, along with a spacious kitchen featuring quartz countertops, a 5-burner gas cooktop, cabinet pull-outs, and plenty of storage. A gas fireplace adds character to the living area, while an added office/nook off the second bedroom provides flexible additional space. The primary suite features large windows showcasing the golf and water views, dual closets with custom closet systems, a walk-in shower, and dual vanity. The guest bath has also been updated with a walk-in shower, and plantation shutters complement the front of the home. Enjoy Florida living from the large porch off the Florida room, with stairs leading to an additional lower porch and grilling area. There's also a separate paver patio/grill pad, attractive landscaping, whole-house gutters, lightning rods and solar tubes. An attached golf cart garage provides valuable additional storage and convenient access near the primary suite. Additional highlights include a 2025 HVAC and 2025 water heater. With its expanded Gardenia layout, numerous upgrades, incredible golf and water views, and prime Virginia Trace location near Lake Sumter Landing, this home is ready to enjoy! New Pics will be added 09 05
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,694
Sqft
0.2 ac
Lot size
3
Garage
2005
Year built
One
Levels
$367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,503 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,503/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
Days on market
0 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1130 SAYLE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1130 SAYLE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1130 SAYLE STREET FAQs
What would the monthly payment be for 1130 SAYLE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,503/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1130 SAYLE STREET?+
The most recent tax bill on record (2025) was $7,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1130 SAYLE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $989,000, this home is listed about 160% above the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1130 SAYLE STREET?+
Harbour View Elementary School (elementary), Lake Weir Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$989,000 runs 175% above the THE VILLAGES 32162 median — but at 2,694 sqft it's also nearly twice the size of the typical The Villages listing.
02Golf Course & Trees/Woods & Water views
The golf course and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a The Villages market that averages 50 — if it fits, move quickly.
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Timothy Millson. MLS #G5117154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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