CENTURY 21 Edge
$1,299,0005 bd5 ba4,020 sqft$323 /sqft$8,601 /mo all-in ↓

10725 DARK WATER COURT, MINNEOLA, FL, 34715

Active11 days on marketListed Sep 9, 2026MLS #G5117489

WaterfrontSingle Family ResidenceARROWTREE RESERVE PH 02 PT REP BE

About this home

10725 DARK WATER COURT

Welcome to your own private retreat on the water! Set on 1.59 picturesque acres of lakefront property, this exceptional 2020-built estate offers the rare combination of privacy, space, flexibility, and breathtaking waterfront views. Located at 10725 Dark Water Ct. in Minneola, this property is designed for those who want room to spread out while enjoying the peaceful beauty of lakefront living. The fenced backyard extends directly into the water, creating a truly special setting with unobstructed, permanent lake views and a sense of privacy that is increasingly hard to find. Perfect for multi-generational living, extended family, guests, or a private home office setup, the property features a remarkable 900-square-foot independent in-law suite under the same roof as the main residence. Connected by a covered breezeway, this private living space feels like its own home, complete with cathedral ceilings, a full kitchen, full bathroom with a claw foot tub, washer/dryer hookups, and a screened patio overlooking the lake. For those who need room for vehicles, boats, recreational toys, or extra storage, the four-car garage provides an abundance of space and is conveniently located just steps from the in-law quarters. Inside the main residence, an impressive 8-foot double-door entry welcomes you into a thoughtfully designed interior featuring luxury vinyl plank flooring, crown molding, a cozy fireplace, and a dedicated office with a charming barn door. At the heart of the home, the spacious kitchen combines style and functionality with abundant cabinetry, a large center island with built-in storage, a generous pantry with barn door, and a comfortable eat-in area. From the adjoining living room, triple sliding glass doors open to an expansive screened porch, creating an effortless connection between indoor living and the spectacular waterfront setting. The main-level primary suite is a peaceful escape, featuring a large walk-in closet, luxurious free standing soaking tub, and separate shower. The split-bedroom design offers privacy for everyone, with Bedroom 2 featuring its own ensuite bath, while Bedroom 3 is conveniently located near a full hallway bath. Upstairs, the possibilities continue. A beautiful staircase with wood treads leads to a spacious second-floor living area, fourth bedroom, and full bathroom—ideal for guests, a game room, media space, or private retreat. And for those who need serious storage, you'll appreciate more than 1,000 square feet of fully decked and insulated attic space. And then there’s the location—peaceful country living without sacrificing convenience. Situated between Howey-in-the-Hills and Clermont, you can enjoy the tranquility of a private lakefront setting while being just 15 minutes from Clermont’s shopping, dining, and entertainment. The Florida Turnpike is approximately 5 minutes away, providing easy access to Orlando, area attractions, and the theme parks. If you've been searching for a home that offers space, privacy, lakefront beauty, and room for the everyone, this one is truly worth experiencing in person.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,020

Sqft

1.59 ac

Lot size

4

Garage

2020

Year built

Two

Levels

$323

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Private Entrance · Private Mailbox · Private Yard

Community & fees

HOA fee$118/mo
Taxes (2025)$9,919/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,601 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$827
HOA fee — from the listing$118
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,601/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$827
HOA / condo fee$118
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Minneola actives

$323 vs $231

Days on market

11 vs 44 typical

Where $323/sqft sits among the 120 Minneola actives

41
39
19
5
8 · this home
8
$181–213$213–244$244–276$276–308$308–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arrowtree Reserve

Drive times from this address

Downtown Orlando41 min
Universal Orlando44 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

Arrowtree Reserve — neighborhood snapshot

Population

558

Median age

45

Median income

$56,723

Median home value

$289,800

Avg household

2

Households w/ children

45%

For the school run

Lake County School District

HighLake Minneola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Minneola market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$515K$481K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

60 of 120

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 155% above the MINNEOLA 34715 median. See the full Minneola market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $1,299,000 · 11 days on market since
2020Built · ARROWTREE RESERVE PH 02 PT REP BE

Reality check

What actually sold near 10725 DARK WATER COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10701 DARK WATER COURTSold · May ’26

$895,000

10701 DARK WATER COURT · same community

5 bd · 4 ba · 3,370 sqft · $266/sqft · 44 DOM

11209 ARROWTREE BLVDSold · Nov ’25

$850,000

11209 ARROWTREE BLVD

4 bd · 4 ba · 3,941 sqft · $216/sqft · 76 DOM

22244 COUNTY ROAD 455Sold · Nov ’25

$1,240,000

22244 COUNTY ROAD 455

4 bd · 3.5 ba · 4,103 sqft · $302/sqft · 213 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10725 DARK WATER COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10725 DARK WATER COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10725 DARK WATER COURT FAQs

What would the monthly payment be for 10725 DARK WATER COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,601/mo — principal and interest, the actual property-tax bill, the $118/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10725 DARK WATER COURT?+

The association fee works out to $118 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10725 DARK WATER COURT?+

The most recent tax bill on record (2025) was $9,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10725 DARK WATER COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $1,299,000, this home is listed about 143% above the Minneola median of $534,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10725 DARK WATER COURT?+

Lake Minneola High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 HANCOCK · Nic Tenney. MLS #G5117489.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10725 DARK WATER COURT, MINNEOLA, FL — 5 Bed, 5 Bath — $1,299,000 | CENTURY 21 Edge