2289 SWANSEA TERRACE, THE VILLAGES, FL, 32162
Active5 days on marketListed Sep 16, 2026MLS #G5117512
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Tue, Sep 22
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Tue, Sep 22
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Wed, Sep 23
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Thu, Sep 24
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Fri, Sep 25
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Fri, Sep 25
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Sat, Sep 26
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About this home
2289 SWANSEA TERRACE
Welcome to this beautifully updated and **fully furnished** home in The Villages! Thoughtfully maintained and stylishly appointed, this home offers a move-in-ready combination of comfort, convenience, and modern finishes. The kitchen features stylish painted gray cabinetry, granite countertops, and a tile backsplash, while granite counters continue into the bathrooms for a cohesive, upgraded look. LVP flooring and plantation shutters add both style and easy-care living throughout. The primary bathroom features an upgraded shower and a solar tube that brings in wonderful natural light. Step outside to the stamped-concrete lanai, where partial acrylic windows provide flexible indoor-outdoor living and open to a spacious 19' x 10' covered birdcage—perfect for relaxing or entertaining. Additional features include a storm door and front door glass insert for added natural light and curb appeal. Major updates include a 2024 HVAC system and 2020 Water Heater offering added peace of mind. Best of all, the home is being offered **fully furnished**, making it an easy choice for buyers looking for a mostly turnkey Florida home or seasonal retreat. This inviting property combines tasteful updates, comfortable living spaces, and the relaxed lifestyle The Villages is known for. Come see all this home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,612
Sqft
0.12 ac
Lot size
1
Garage
2006
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.2%
$/sqft vs The Villages actives
$267 vs $253
Days on market
5 vs 50 typical
Where $267/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
226 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 2289 SWANSEA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$379,900
1110 BURNETTOWN PLACE · same community
2 bd · 2 ba · 1,132 sqft · $336/sqft · 0 DOM
Sold · Aug ’26$429,000
2739 ALANDARI LANE
3 bd · 2 ba · 1,602 sqft · $268/sqft · 1 DOM
Sold · Jun ’26$325,000
603 EVESBOROUGH PATH
3 bd · 2 ba · 1,556 sqft · $209/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2289 SWANSEA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2289 SWANSEA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2289 SWANSEA TERRACE FAQs
What would the monthly payment be for 2289 SWANSEA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,239/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2289 SWANSEA TERRACE?+
The most recent tax bill on record (2025) was $4,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2289 SWANSEA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $429,900, this home is listed about 13% above the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2289 SWANSEA TERRACE?+
Harbour View Elementary School (elementary), Lake Weir Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,900 runs 20% above the THE VILLAGES 32162 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 5 days on market in a The Villages market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Michael Simpson. MLS #G5117512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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