CENTURY 21 Edge
$510,0003 bd3 ba1,892 sqft$270 /sqft$3,814 /mo all-in ↓

7004 MINCHEW CIRCLE, THE VILLAGES, FL, 34762

Active9 days on marketListed Sep 11, 2026MLS #G5117599

Single Family ResidenceVILLAGES OF WEST LAKE UNIT NO. 56 PB 78 PG 96-101

About this home

7004 MINCHEW CIRCLE

RARE 3 BEDROOM, 3 BATH ORIOLE WITH THREE PRIVATE SUITES AND SOLAR PAID OFF AT CLOSING! Welcome to 7004 Minchew Circle in the Village of Lake Denham. Built in 2023, this thoughtfully designed Oriole offers 1,892 sq. ft. of open living space and a highly functional split floor plan. Each bedroom has access to its own private bathroom, providing exceptional flexibility for guests, a home office, hobbies or additional living space. Inside, luxury vinyl plank flooring runs throughout with NO CARPET. Neutral finishes, upgraded lighting, recessed fixtures and ceiling fans complement the bright, open layout. The kitchen features QUARTZ countertops, MAPLE cabinetry, tile backsplash, GAS COOKING, stainless steel appliances and upgraded lighting. A BUTLER’S PANTRY provides additional storage and convenient access to the laundry area. Washer and dryer convey. The spacious primary suite features a Roman style shower, dual vanity and large walk in closet. Two additional suites are positioned within the split floor plan, each with its own bathroom. Outdoor and garage features add even more value, including enhanced landscaping, Floratam sod, full irrigation, gutters around the home, a 2.5 CAR GARAGE plus DEDICATED GOLF CART GARAGE with electrical outlet, attic stairs and built in garage cabinetry. The lanai features Low E double pane sliders, privacy sun shades and window awnings, with a separate grilling pad just outside. Rear privacy hedging helps define the outdoor space. Additional features include architectural shingles, Low E windows, smart home readiness and a termite bond with Massey Services. SOLAR PANELS WILL BE PAID IN FULL BY THE SELLER AT CLOSING, giving the buyer the benefit of the installed system without assuming the seller’s solar balance. Buyer to verify solar system specifications, warranties, utility arrangements and applicable transfer documentation. Convenient to Franklin Recreation Center, recreation, golf cart paths, executive and championship golf, shopping, dining and all that The Villages lifestyle has to offer. This 2023 home combines a distinctive 3 SUITE LAYOUT, modern finishes, golf cart storage, outdoor living and paid off solar in one impressive package. Buyer to independently verify square footage, room dimensions, features, solar information, community amenities and other information deemed important.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,892

Sqft

0.12 ac

Lot size

2

Garage

2023

Year built

One

Levels

$270

Per sqft

55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Coffered Ceiling(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Natural Gas · Solar

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding
FoundationBlock · Concrete Perimeter · Slab
FacesEast
ParkingGarage Door Opener · Golf Cart Garage
ExteriorAwning(s) · Irrigation System · Other · Private Entrance · Private Yard · Rain Gutters

Community & fees

Taxes (2024)$5,111/yr
PetsNumber Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Solar · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,814 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2024 actual bill$426
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$3,814/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$426
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$490KedgeAI estimate $575,301 · range $560K$623K$648K

vs edgeAI estimate

−11.4%

$/sqft vs The Villages actives

$270 vs $253

Days on market

9 vs 50 typical

Where $270/sqft sits among the 400 The Villages actives

120
118
82 · this home
29
19
32
$203–234$234–265$265–296$296–327$327–358$358+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando45 min
Universal Orlando48 min
Walt Disney World56 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 34762 — neighborhood snapshot

Population

580

Median age

31.6

Median income

$80,601

Median home value

$271,000

Avg household

3.1

Households w/ children

71%

For the school run

Lake County School District

ElementaryLeesburg Elementary School★★★★★
MiddleOak Park Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

223 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the THE VILLAGES 34762 median. See the full The Villages market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $510,000 · 9 days on market since
2023Built · VILLAGES OF WEST LAKE UNIT NO. 56 PB 78 PG 96-101

Reality check

What actually sold near 7004 MINCHEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1399 KENNETH STREETSold · Jul ’26

$555,000

1399 KENNETH STREET

3 bd · 3 ba · 1,892 sqft · $293/sqft · 220 DOM

1893 VANBECK CIRCLESold · Feb ’26

$619,999

1893 VANBECK CIRCLE

3 bd · 2 ba · 1,897 sqft · $327/sqft · 86 DOM

1706 COLLEEN COURTSold · Aug ’26

$468,000

1706 COLLEEN COURT

3 bd · 2 ba · 1,885 sqft · $248/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7004 MINCHEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7004 MINCHEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7004 MINCHEW CIRCLE FAQs

What would the monthly payment be for 7004 MINCHEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7004 MINCHEW CIRCLE?+

The most recent tax bill on record (2024) was $5,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7004 MINCHEW CIRCLE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $510,000, this home is listed about 34% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7004 MINCHEW CIRCLE?+

Leesburg Elementary School (elementary), Oak Park Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Michael Barbier. MLS #G5117599.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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