CENTURY 21 Edge
Pending
$825,0006 bd2,876 sqft$287 /sqft≈$6,299 /mo all-in ↓

402 E MAPLE STREET, WINTER GARDEN, FL, 34787

Pending24 days on marketListed Sep 29, 2026MLS #G5117768

DuplexEAST GARDEN MANOR ADD 03 REP

About this home

402 E MAPLE STREET

Rare dual-income opportunity with no HOA, located minutes from historic Downtown Winter Garden. Built in 2021 on an oversized corner lot, this high return opportunity, turn-key property offers two complete, self-contained residences designed for optimal rental income, multi-generational living, or an effortless house hack where the neighboring tenant covers your mortgage. Each residence features its own street frontage, private entrance, separate driveway, and dedicated two-car attached garage for complete tenant privacy and independence—four garage bays total. Across both mirrored units, the home encompasses 2,876 heated square feet, totaling six bedrooms, four full bathrooms, and two powder baths, offering three bedrooms and two and a half bathrooms on each side. The main levels highlight spacious open-concept living and dining areas, well-appointed kitchens, and convenient half baths for guests. Upstairs, each unit features a private primary suite with a walk-in closet and en suite bath, alongside two generous guest bedrooms, a second full bathroom, and dedicated laundry space. Durable hard-surface flooring throughout ensures low turnover costs and easy maintenance. Tenants and owners alike will love being within walking and golf cart distance of Plant Street dining, boutique shopping, local breweries, the West Orange Trail, and the Saturday Farmers Market, while enjoying quick commuter access to SR-429, SR-50, and the Florida Turnpike. Modern, high-cash-flow multi-door assets in this prime Winter Garden corridor are exceptionally rare. Schedule your private showing today.

Facts & features

The home at a glance

6

Bedrooms

2,876

Sqft

0.23 ac

Lot size

4

Garage

2021

Year built

Two

Levels

$287

Per sqft

Garden & Trees/Woods view

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGarden · Trees/Woods
ExteriorLighting

Community & fees

Taxes (2025)$7,658/yr
PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,299 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,192
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate7.50%
Loan term

Estimated payment

$6,299/mo

Principal & interest$5,192
PMI (est., until 20% equity)$309
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$287 vs $261

Days on market

24 vs 60 typical

Where $287/sqft sits among the 400 Winter Garden actives

50
103
136 · this home
54
27
30
$162–206$206–250$250–294$294–338$338–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Winter Garden

Drive times from this address

Downtown Orlando≈ 18 min
Universal Orlando≈ 21 min
Walt Disney World≈ 26 min
Orlando Int’l Airport (MCO)≈ 32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

East Winter Garden — neighborhood snapshot

Population

4,427

Median age

35

Median income

$48,340

Median home value

$232,691

Avg household

4

Households w/ children

414

For the school run

Orange County School District

ElementaryWilliam S Maxey Elementary★★★★★
HighWest Orange High★★★★★
MiddleLakeview Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$585K → $611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

231 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $825,000 · 24 days on market since
2021Built · EAST GARDEN MANOR ADD 03 REP

Reality check

What actually sold near 402 E MAPLE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

403 COURTLEA CREEK DRIVESold · Oct ’25

$950,000

403 COURTLEA CREEK DRIVE

5 bd · 3 ba · 2,886 sqft · $329/sqft · 41 DOM

740 GARDEN WEST TERRACESold · Mar ’26

$1,200,000

740 GARDEN WEST TERRACE

5 bd · 4 ba · 2,890 sqft · $415/sqft · 14 DOM

410 S MAIN STREETSold · Nov ’25

$750,000

410 S MAIN STREET

5 bd · 4 ba · 2,813 sqft · $267/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 402 E MAPLE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 402 E MAPLE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

402 E MAPLE STREET FAQs

What would the monthly payment be for 402 E MAPLE STREET?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 402 E MAPLE STREET?+

The most recent tax bill on record (2025) was $7,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 402 E MAPLE STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $825,000, this home is listed about 39% above the Winter Garden median of $595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 402 E MAPLE STREET?+

William S Maxey Elementary (elementary), West Orange High (high), Lakeview Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$825,000 runs 65% above the WINTER GARDEN 34787 median — but at 2,876 sqft it's also 36% larger than the typical Winter Garden listing.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

William S Maxey Elementary, West Orange High, Lakeview Middle — West Orange High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FORTUNE REALTY OF CLERMONT · Demetri Sookraj. MLS #G5117768.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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402 E MAPLE STREET, WINTER GARDEN, FL — 6 Bed — $825,000 | CENTURY 21 Edge