18020 VICTORIAN DRIVE, CLERMONT, FL, 34715
Active15 days on marketListed Oct 23, 2026MLS #G5117790
About this home
18020 VICTORIAN DRIVE
Imagine unwinding in your heated pool and spa while taking in sweeping views of Clermont's rolling hills and beautiful Florida sunsets! Situated on a gently sloping, one-acre cul-de-sac lot in Lake Shepherd Victorian Estates, this custom 4-bedroom, 4.5-bath home offers 3,782 square feet of living space, mature oak trees, and exceptional indoor-outdoor living. Step through the double front doors into a bright, open floor plan where oversized stacking doors connect the living areas to the screened lanai, pool, and outdoor entertaining spaces. The kitchen features granite countertops, upgraded cabinetry, an island, built-in appliances, and a spacious breakfast nook. Crown molding, tray ceilings, built-ins, and a gas fireplace add character throughout. The main-floor primary suite offers a spacious walk-in closet, jetted tub, walk-through shower, and dual vanities. Flexible accommodations include additional downstairs bedrooms and an upstairs fourth bedroom/bonus room. Outside, enjoy a heated pool and spa, outdoor kitchen, deck, patio, and expansive views. Additional highlights include a paver driveway, side-entry three-car garage, solar system, central vacuum, water treatment systems, and storage shed. Enjoy the privacy of an established acreage community while remaining convenient to downtown Clermont, the Clermont Chain of Lakes, South Lake Trail, and Lake Louisa State Park. A distinctive opportunity to experience space, views, and the Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,782
Sqft
1 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,945 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,945/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs Clermont actives
$245 vs $229
Days on market
15 vs 56 typical
Where $245/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34715 — neighborhood snapshot
Population
26,810
Median age
39.7
Median income
$105,262
Median home value
$437,800
Avg household
2.97
Households w/ children
3,258
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$441K → $450K
Clermont median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
220 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the CLERMONT 34715 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 18020 VICTORIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$575,000
2133 MALBEC COURT
4 bd · 3.5 ba · 3,389 sqft · $170/sqft · 86 DOM
Sold · Dec ’25$761,410
430 VENETO CIRCLE
5 bd · 4 ba · 3,357 sqft · $227/sqft · 0 DOM
Sold · Mar ’26$669,990
397 VENETO CIRCLE
5 bd · 4 ba · 3,357 sqft · $200/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18020 VICTORIAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18020 VICTORIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18020 VICTORIAN DRIVE FAQs
What would the monthly payment be for 18020 VICTORIAN DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18020 VICTORIAN DRIVE?+
The most recent tax bill on record (2025) was $7,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18020 VICTORIAN DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $925,000, this home is listed about 106% above the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18020 VICTORIAN DRIVE?+
Grassy Lake Elementary School (elementary), Lake Minneola High School (high), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$925,000 runs 91% above the CLERMONT 34715 median — but at 3,782 sqft it's also nearly twice the size of the typical Clermont listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Grassy Lake Elementary School, Lake Minneola High School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Tania Matthews. MLS #G5117790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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