198 STARGRASS DRIVE, AUBURNDALE, FL, 33823
Active4 days on marketListed Sep 18, 2026MLS #G5117956
About this home
198 STARGRASS DRIVE
Welcome to 198 Stargrass Drive, a beautifully maintained Craftsman-style home located in the highly desirable Water Ridge community of Auburndale. Built in 2021, this 3-bedroom, 2-bath home offers 1,992 square feet of thoughtfully designed living space with an open, inviting floor plan ideal for both everyday living and entertaining. Step inside to a light-filled main living area that flows seamlessly into the kitchen and dining spaces. The spacious primary suite provides a private retreat with an en-suite bath and generous walk-in closet, while two additional bedrooms offer flexibility for family, guests or a home office. Outside, enjoy Florida living within one of Central Florida's distinctive gated communities. Water Ridge is situated among three lakes and offers an impressive collection of resort-style amenities, including multiple community pools, a clubhouse, fitness center, tennis and pickleball courts, and access to community boat ramps. Conveniently located between Tampa and Orlando with access to I-4, this home offers the opportunity to enjoy a resort-style community while remaining within reach of Lakeland, Winter Haven and the greater Orlando area. Schedule your private showing and discover everything 198 Stargrass Drive and the Water Ridge community have to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,992
Sqft
0.21 ac
Lot size
2
Garage
2021
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.1%
$/sqft vs Auburndale actives
$261 vs $190
Days on market
4 vs 57 typical
Where $261/sqft sits among the 254 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
136 of 254
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 198 STARGRASS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
1521 OTTER WOODS LANE
4 bd · 2 ba · 2,005 sqft · $187/sqft · 2 DOM
Sold · Sep ’25$315,000
2415 SLIPPERY ROCK STREET
4 bd · 2 ba · 1,974 sqft · $160/sqft · 102 DOM
Sold · Apr ’26$339,999
2403 SLIPPERY ROCK STREET
4 bd · 2 ba · 1,974 sqft · $172/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 198 STARGRASS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 198 STARGRASS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
198 STARGRASS DRIVE FAQs
What would the monthly payment be for 198 STARGRASS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,200/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 198 STARGRASS DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 198 STARGRASS DRIVE?+
The most recent tax bill on record (2025) was $6,888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 198 STARGRASS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $519,900, this home is listed about 49% above the Auburndale median of $347,900. The market section on this page shows how the area is trending.
Which schools are assigned to 198 STARGRASS DRIVE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$519,900 runs 65% above the AUBURNDALE 33823 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Auburndale market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LIST NOW REALTY, LLC · Matt Buttner. MLS #G5117956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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