CENTURY 21 Edge

362 ADAMS VIEW LN, AUBURNDALE, FL, 33823

Active2 days on marketListed Sep 20, 2026MLS #O6440987

Priced 78% below the AUBURNDALE 33823 medianWATER RIDGE

About this home

362 ADAMS VIEW LN

Buildable 10,302 sq ft lot in the gated community of Water Ridge, part of a 3-lot package with 354 and 366 Adams View Ln. Buy all three together for $163,100 total, a savings of over $51,000 off the combined individual list price of $214,700. New construction in this same community is currently selling between $519,900 and $999,900, making this ready infill land for a builder or investor. Water Ridge amenities include three lakes, a clubhouse, three pools (including a lap pool), a 24-hour fitness center with sauna, tennis and pickleball courts, walking trails, and private boat launch access. HOA $175/month. Minutes from I-4, between Tampa and Orlando. Contact listing agent for survey info and package terms.

Facts & features

The home at a glance

0.24 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$175/mo
Taxes (2025)$904/yr
PetsYes
CommunityDock · Water Access · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$853 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$411
FHA mortgage insurance (est.)$31
Property tax — 2025 actual bill$75
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,447
Interest rate6.00%
Loan term

Estimated payment

$853/mo

Principal & interest$411
FHA mortgage insurance (est.)$31
Property taxes (actual bill)$75
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Water Ridge

Drive times from this address

Walt Disney World38 min
Universal Orlando48 min
Downtown Orlando54 min
Downtown Tampa57 min
Orlando Int’l Airport (MCO)58 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

Water Ridge — neighborhood snapshot

Population

256

Median age

46

Median income

$66,839

Median home value

$255,481

Avg household

3

Households w/ children

24%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryLake Alfred Elementary School★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$345K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% below the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Sep 20, 2026Listed at $69,900 · 2 days on market since

Reality check

What actually sold near 362 ADAMS VIEW LN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 DAWSON LANE NWSold · Oct ’25

$110,000

100 DAWSON LANE NW

2 bd · 1 ba · 768 sqft · $143/sqft · 9 DOM

2059 THELMA DRIVESold · Feb ’26

$75,000

2059 THELMA DRIVE

2 bd · 2 ba · 798 sqft · $94/sqft · 37 DOM

2020 THELMA DRIVESold · Feb ’26

$125,000

2020 THELMA DRIVE

2 bd · 2 ba · 840 sqft · $149/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 362 ADAMS VIEW LN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 362 ADAMS VIEW LN — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

362 ADAMS VIEW LN FAQs

What would the monthly payment be for 362 ADAMS VIEW LN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $853/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 362 ADAMS VIEW LN?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 362 ADAMS VIEW LN?+

The most recent tax bill on record (2025) was $904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 362 ADAMS VIEW LN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $69,900, this home is listed about 80% below the Auburndale median of $347,900. The market section on this page shows how the area is trending.

Which schools are assigned to 362 ADAMS VIEW LN?+

Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AXEN REALTY, LLC · Manny Barrios. MLS #O6440987.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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362 ADAMS VIEW LN, AUBURNDALE, FL — $69,900 | CENTURY 21 Edge