10306 SE 161ST LANE ROAD, SUMMERFIELD, FL, 34491
Active15 days on marketListed Sep 26, 2026MLS #G5118248
About this home
10306 SE 161ST LANE ROAD
Virtually Staged. Welcome home! Move right into this pristine, 2024-built home featuring modern touches that include quartz countertops, contemporary recessed lighting, and smart-home features managed through Safe Haven Security. The system includes a smart panel on the wall, doorbell camera, remote interior lighting, remote garage access, and voice control through Alexa. This gently lived in home is also free of harsh chemicals, pets and smoke. The backyard is partially fenced and can be completely enclosed if desired. Inside, the thoughtfully designed open-concept layout creates a welcoming space that is perfect for entertaining and enjoying time with family and friends. The home also features convenient tile flooring throughout the main living areas and a split-bedroom floor plan, providing privacy and comfort. Located in the thriving all-age community of Sunset Hills, this home is perfect for those purchasing their first home, seeking a seasonal retreat or those who wish to downsize. The community offers a pickleball court, basketball court, playground and dog park, all covered by the low HOA of $44 a month with no CDD fees. Located next to Lake Weir and the Carney Island Recreation and Conservation Area, enjoy endless opportunities for hiking, boating, swimming, waterfront dining and even seaplane tours. This home is also situated just outside The Villages where you'll have easy access to a wide variety of entertainment from championship golf courses to live shows at The Villages Entertainment. Not to mention the abundance of shopping, dining, beauty salons, specialty shops and more. The Villages also offers extensive support in the form of numerous medical facilities, hospitals, fitness centers, banks, veterinarian offices and even a VA medical clinic for veterans that is just minutes away. Ask your agent for more information about the local amenities and community features. Sunset Hills has direct access to US Highway 27/441, making commuting and exploring the surrounding areas a breeze, with the home being only 30 minutes from the greater Ocala area and within 75 minutes of Orlando’s attractions, shopping and airport. BONUS: This home is USDA ELIGIBLE. Qualified buyers may be entitled to USDA financing with little to no down payment required. This is a fantastic opportunity to own a newer home in a growing, well-connected community while enjoying the relaxed Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,419
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,027 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,027/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs Summerfield actives
$172 vs $184
Days on market
15 vs 70 typical
Where $172/sqft sits among the 377 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
176 of 377
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10306 SE 161ST LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
11180 SE 175TH PLACE
2 bd · 2 ba · 1,417 sqft · $201/sqft · 81 DOM
Sold · Mar ’26$240,000
17515 SE 96TH COURT
3 bd · 2 ba · 1,450 sqft · $166/sqft · 112 DOM
Sold · Nov ’25$210,000
9565 SE 174TH LOOP
3 bd · 2 ba · 1,450 sqft · $145/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10306 SE 161ST LANE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10306 SE 161ST LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10306 SE 161ST LANE ROAD FAQs
What would the monthly payment be for 10306 SE 161ST LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,027/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10306 SE 161ST LANE ROAD?+
The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10306 SE 161ST LANE ROAD?+
The most recent tax bill on record (2025) was $3,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10306 SE 161ST LANE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $243,900, this home is listed about 16% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10306 SE 161ST LANE ROAD?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Gerrie Cosme Matias. MLS #G5118248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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