144 OAK STREET, CLERMONT, FL, 34711
Active12 days on marketListed Oct 1, 2026MLS #G5118411
About this home
144 OAK STREET
Welcome to this charming 2 bedroom, 1 bath home ideally located in the heart of Downtown Clermont! Enjoy the best of downtown living with schools, shopping, dining, and local attractions all just minutes away. Take advantage of being within walking distance to Historic Downtown Clermont, the waterfront, Clermont Boat Ramp, beach area, and scenic walking and biking trails. Inside, this inviting home features beautifully refinished hardwood flooring and fresh paint throughout. The spacious living room offers plenty of room to relax and entertain, while the renovated kitchen features stainless steel appliances, granite countertops, and abundant cabinet and storage space. A generously sized dining room is filled with natural light, creating a bright and welcoming space for everyday meals or gatherings. Step outside to the large screened patio, complete with recently replaced screens, and enjoy the peaceful, serene backyard, perfect for morning coffee, evening relaxation, or entertaining guests. With its updated interior, massive mango tree, charming character, and highly convenient location near Downtown Clermont and the waterfront, this home offers a wonderful opportunity to enjoy everything the Clermont lifestyle has to offer.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,070
Sqft
0.2 ac
Lot size
1954
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Clermont actives
$276 vs $229
Days on market
12 vs 65 typical
Where $276/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
244 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 144 OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$265,000
135 CARROLL STREET · same community
1 bd · 1 ba · 756 sqft · $351/sqft · 98 DOM
Sold · Nov ’25$228,000
1443 DISSTON AVENUE
2 bd · 2 ba · 1,071 sqft · $213/sqft · 47 DOM
Sold · Mar ’26$169,000
1065 W MAGNOLIA STREET
2 bd · 1 ba · 1,072 sqft · $158/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 144 OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 144 OAK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
144 OAK STREET FAQs
What would the monthly payment be for 144 OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,278/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 144 OAK STREET?+
The most recent tax bill on record (2026) was $3,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clermont?+
At $295,000, this home is listed about 34% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 144 OAK STREET?+
Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHEATLEY REALTY GROUP · Haley Garrett. MLS #G5118411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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