CENTURY 21 Edge
$445,0003 bd3 ba2,065 sqft$215 /sqft≈$3,374 /mo all-in ↓

12223 SE 175TH LOOP, SUMMERFIELD, FL, 34491

Active1 days on marketListed Oct 10, 2026MLS #G5118749

Single Family ResidenceSTONECREST

About this home

12223 SE 175TH LOOP

Welcome to Stonecrest! This PREMIUM Cedar model offers the perfect blend of thoughtful design, quality construction, updates, and a wonderful location within this sought-after controlled-access 55+ community. Stonecrest offers 46+ clubs, four pools, golf-cart accessibility throughout the community, and to convenient services just outside the gates. Designed and constructed in 2008 by the current owner, this home was built with concrete block with a stucco exterior and is ideally situated on a spacious lot offering a beautiful semi-private setting. The design features 10-foot ceilings throughout, decorative windows, plantation shutters on select windows, and a desirable split-bedroom floor plan with TWO spacious ensuites. The finished 2-car garage plus a golf cart garage provide a clean and excellent storage space. The heart of the home is designed for comfortable Florida living and entertaining, with a family room featuring French style doors, and an open floor plan. Features include granite countertops throughout, roll-outs in the lower kitchen cabinets, a generous breakfast bar, newer kitchen sink and garbage disposal, lots of storage with stand alone cabinets, safety bars that were added to the primary shower and 2 closets in the primary bath add to the thoughtful details. The 24' x 10' covered lanai includes electrical outlets and a TV hookup and opens to a 24' x 13' screened birdcage with lots of open air spaces. Two individually remote-controlled birdcage solar screens were added in 2022, which can provide afternoon sun screening, on the covered lanai which would then separate the bird cage when closed. There is a survey, but the screened cage was added in 2009 as a upgrade, so it does not show on the survey. River rock accents the lanai, front porch, and screened cage and was resealed in 2025. Also for added comfort there are two ceiling fans with lights on the covered Lanai. This meticulously maintained home has been continually improved over the years, including a NEW ROOF in 2025, two new hot water tanks in 2024, a 5-ton air handler in 2020, new LVP flooring in 2022, exterior house painted in 2017, POWERWASHED IN 2026, and a utility sink in the garage. Additional features include an EMERGENCY LIGHT SWITCH THAT BLINKS TO ALERT HELP NEEDED AT THE FRONT DOOR, instant hot-water circulation pump in the laundry room, surge protection, attic shuttle stairs in the garage, two external garage keypads, and decorative concrete paint which enhances the garage floor. To finish the polished streetscape, there is a screen door on the golf cart garage for increased garage ventilation, creative curbing and salt and pepper stonework which adds upscale finishing touchs. Low maintenance yard work. The location of the home is equally impressive. The home is near a dry retention pond that provides additional green space which the community maintains, and is conveniently located near the Eastridge heated pool, Meadow's pool, walking trails, pickleball courts, and the golf course. A FURNITURE AND ACCESSORIES *PACKAGE* is available for purchase separately, providing an opportunity to make this home truly move-in ready. Built with quality, comfort, functionality, and the finer details in mind, this exceptional Cedar “C” model is a rare opportunity to own a beautifully maintained home in one of the area's premier 55+ communities that offers Golf Cart accessibility to services. Fast close...For additional details, call Cheryl.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,065

Sqft

0.18 ac

Lot size

2008

Year built

One

Levels

$215

Per sqft

Turnkey55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Sink
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$152/mo
Taxes (2025)$2,943/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Park · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Fiber Optics · Public · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,374 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$245
HOA fee — from the listing$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,374/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$245
HOA / condo fee$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$367KedgeAI estimate $424,601 · range $382K–$446K$464K

vs edgeAI estimate

+4.8%

$/sqft vs STONECREST

$215 vs $192

Days on market

1 vs 70 typical

Where $215/sqft sits among the 48 homes for sale in STONECREST

6
13
12
7 · this home
5
5
$153–169$169–185$185–202$202–218$218–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stonecrest

Drive times from this address

Downtown Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Summerfield. See the full Summerfield guide →

Stonecrest — neighborhood snapshot

Population

3,009

Median age

73

Median income

$67,343

Median home value

$315,365

Avg household

2

For the school run

Marion County School District

ElementaryStanton-Weirsdale Elementary School★★★★★
MiddleLake Weir Middle School★★★★★
HighLake Weir High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$279K → $270K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

31 of 48

STONECREST have cut their price

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

Oct 10, 2026Listed at $445,000 · 1 days on market since
2008Built · STONECREST

Reality check

What actually sold near 12223 SE 175TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11081 SE 167TH PLACESold · Jun ’26

$430,000

11081 SE 167TH PLACE · same community

3 bd · 3 ba · 2,068 sqft · $208/sqft · 6 DOM

12420 SE 176TH LOOPSold · May ’26

$400,000

12420 SE 176TH LOOP · same community

3 bd · 3 ba · 2,055 sqft · $195/sqft · 48 DOM

12133 SE 174TH PLACESold · Apr ’26

$360,000

12133 SE 174TH PLACE · same community

3 bd · 2 ba · 2,031 sqft · $177/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 12223 SE 175TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12223 SE 175TH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12223 SE 175TH LOOP FAQs

What would the monthly payment be for 12223 SE 175TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,374/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12223 SE 175TH LOOP?+

The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12223 SE 175TH LOOP?+

The most recent tax bill on record (2025) was $2,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12223 SE 175TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Summerfield?+

At $445,000, this home is listed about 54% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12223 SE 175TH LOOP?+

Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Cheryl Pecoraro. MLS #G5118749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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