CENTURY 21 Edge
$220,0003 bd2 ba1,050 sqft$210 /sqft≈$1,556 /mo all-in ↓

2399 CR 423, LAKE PANASOFFKEE, FL, 33538

Active4 days on marketListed Oct 8, 2026MLS #G5118871

✦ New constructionSingle Family ResidenceINDIAN ESTATES

Come see it

Upcoming open house

Mon, Oct 12

4:00 PM – 6:00 PM

About this home

2399 CR 423

SELLER PAYING $10,000.00 IN RATE BUY DOWN CREDITS Discover the perfect combination of modern finishes, thoughtful design, and convenient Central Florida living! Welcome to this beautifully designed, BRAND NEW 3-bedroom, 2-bathroom home offering 1,050 square feet of stylish living space in the Indian Estates community of Lake Panasoffkee, Florida. From the moment you arrive, you’ll appreciate the home’s charming modern farmhouse-inspired exterior, crisp white siding, contrasting dark accents, and welcoming curb appeal. Step inside to discover a bright, inviting interior featuring luxury vinyl plank flooring throughout, a neutral color palette, modern fixtures, recessed lighting, and sleek black ceiling fans. The heart of the home is the beautifully appointed kitchen, showcasing crisp white shaker-style cabinetry, elegant countertops, stainless steel appliances, abundant cabinet space, and a spacious center island perfect for meal preparation, casual dining, and entertaining. The open-concept layout creates a comfortable flow between the kitchen and living areas, making the most of every square foot. The thoughtfully designed floor plan offers three comfortable bedrooms and two beautifully finished bathrooms. The primary suite features a private bathroom complete with a spacious walk-in shower, stunning floor-to-ceiling marble-look tile, and a modern vanity. The additional bathroom offers a full bathtub and shower combination with coordinating tile finishes. Both bathrooms feature contemporary fixtures and stylish details. Large windows throughout the home welcome abundant natural light, creating an open and airy atmosphere. Sliding glass doors provide convenient access to the backyard, offering opportunities to create your own outdoor retreat. Outside, enjoy the spacious yard, mature trees throughout the surrounding area, and the peaceful charm of Central Florida living. LOCATION, LOCATION, LOCATION! Situated in Indian Estates in Lake Panasoffkee, this property offers a quieter residential setting while keeping you conveniently connected to the area’s rapidly growing destinations. Enjoy easy access to The Villages, the new Middleton Charter School campus, Wildwood’s expanding shopping and dining options, and nearby recreational opportunities. With convenient access to Interstate 75 and Florida’s Turnpike, commuting to Ocala, Tampa, Orlando, and surrounding Central Florida destinations is a breeze. Whether you’re searching for your first home, looking to downsize without sacrificing modern conveniences, or seeking a brand-new property with contemporary finishes, this home delivers exceptional appeal. Why settle for an older home when you can enjoy the beauty, comfort, and convenience of BRAND NEW CONSTRUCTION? Schedule your private showing today and discover everything this beautiful Indian Estates home has to offer!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,050

Sqft

0.33 ac

Lot size

2026

Year built

One

Levels

$210

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$43/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,556 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,556/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$206KedgeAI estimate $221,538 · range $215K–$228K$237K

vs edgeAI estimate

−0.7%

$/sqft vs Lake Panasoffkee actives

$210 vs $178

Days on market

4 vs 85 typical

Where $210/sqft sits among the 39 Lake Panasoffkee actives

9
14 · this home
9
4
1
2
$74–143$143–211$211–280$280–349$349–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Panasoffkee

Drive times from this address

Downtown Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →

LAKE PANASOFFKEE 33538 — neighborhood snapshot

Population

5,748

Median age

47.6

Median income

$48,951

Median home value

$157,200

Avg household

2.13

Households w/ children

692

The numbers that matter

The Lake Panasoffkee market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$194K → $150K

Lake Panasoffkee median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

22 of 39

Lake Panasoffkee actives have cut their price

Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $220,000 · 4 days on market since
2026Built · INDIAN ESTATES

Reality check

What actually sold near 2399 CR 423

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2386 CR 423 Lot 18Sold · Jan ’26

$230,000

2386 CR 423 Lot 18 · same community

3 bd · 2 ba · 1,062 sqft · $217/sqft · 97 DOM

2402 CR 423 Lot 20Sold · Dec ’25

$229,000

2402 CR 423 Lot 20 · same community

3 bd · 2 ba · 1,062 sqft · $216/sqft · 23 DOM

2378 CR 423 Lot 17Sold · Oct ’25

$228,000

2378 CR 423 Lot 17 · same community

3 bd · 2 ba · 1,102 sqft · $207/sqft · 264 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 2399 CR 423 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2399 CR 423 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2399 CR 423 FAQs

What would the monthly payment be for 2399 CR 423?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,556/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2399 CR 423?+

The most recent tax bill on record (2025) was $43. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Panasoffkee?+

At $220,000, this home is priced right at the Lake Panasoffkee median.

Listing courtesy of FLAMINGO REAL ESTATE & MNGMT · Kody Ondriezek. MLS #G5118871.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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