12439 SE 176TH LOOP, SUMMERFIELD, FL, 34491
Active0 days on marketListed Oct 12, 2026MLS #G5118925
Come see it
Upcoming open house
Mon, Oct 12
11:00 AM – 1:00 PM
About this home
12439 SE 176TH LOOP
Virtually Staged. Welcome to your Florida home in Stonecrest! Located in a gated, deed-restricted 55+ community, this custom-built, one-owner home was built in 2004 and offers a desirable north-facing orientation. Enjoy the convenience of services just outside the gate, with many accessible by golf cart, and discover a wonderful community of friends and neighbors.**** Thoughtfully designed with impressive architectural details, this home features 14-foot and 10-foot smooth ceilings, elegant tray ceilings, and arched doorways. The kitchen offers an island with storage, vented range hood, an approximately 6' x 2' x 7' pantry with custom pullout shelves, a generous 9'9" breakfast bar, and four recessed LED lights. A formal dining room with a large decorative window provides a welcoming space for entertaining.**** The expanded great room, extended by 6 feet, offers plenty of room for gatherings and features a 10-foot tray ceiling, ceiling fan, and four recessed LED lights. Four sliding glass door panels, totaling 12 feet, open to the covered lanai and screened porch with ceiling fan, and a 6x6' patio for the grill creating a wonderful connection between indoor and outdoor living.**** The spacious primary suite features a tray ceiling, new blinds in 2023, ceiling fan, one walk-in closet with a pocket door, and two additional built-in closets. The en-suite bathroom includes a two-bowl vanity, linen closet, and a 3' x 5' tiled shower with a curtain rather than a door for easy access, plus a large casement window in the shower area.**** Additional highlights include a laundry room with sink and cabinets, a spacious expanded 26' x 22' garage with 10-foot ceiling, pull-down attic access, exterior keypad, side utility door, and a whole-house water filtration system. *********Enjoy peace of mind with numerous updates: 2025: Dishwasher and garbage disposal* 2024: Ten new non-impact windows, range, and microwave* 2021: Hot water heater* 2020: Roof and 3.5-ton HVAC system* 2017: Garage door, washer, and dryer****** Additional benefits include no carpet, no CDD or bond, and a monthly HOA fee of just $152.00. Two ladders and a wall-mounted TV convey with the home. Blueprints and survey are available.*************** Make this inviting Stonecrest home your own and enjoy the Florida lifestyle, convenient amenities, and a welcoming community of friends!*****Today could be the BEST DAY OF THE REST OF YOUR LIFE! If you're searching for a home in a private, gated, golf community, look no further—you've found your dream lifestyle at Stonecrest. Nestled in the heart of Central Florida, Stonecrest is a deed-restricted, active 55+ golf community that offers the perfect blend of luxury, convenience, and recreation. Imagine waking up every morning in a community designed for those who cherish an active lifestyle, where golf cart access takes you to nearby shopping and more. At Stonecrest, you'll have access to an array of amenities, including 26 clubs,67 activities, four community pools, one of which is a serene indoor pool—along with a spa and a fully equipped fitness center. Whether you're looking to stay fit, relax, or meet new friends, you'll find it all here. With numerous activities to join, you'll never run out of opportunities to explore your passions and hobbies. The fun doesn’t stop there—enjoy lighted pickleball courts, softball, and so much more. Welcome to Stonecrest. Call Cheryl for more details or to schedule your private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,803
Sqft
0.23 ac
Lot size
2004
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.7%
Days on market
0 vs 71 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12439 SE 176TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12439 SE 176TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12439 SE 176TH LOOP FAQs
What would the monthly payment be for 12439 SE 176TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,822/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12439 SE 176TH LOOP?+
The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12439 SE 176TH LOOP?+
The most recent tax bill on record (2025) was $2,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12439 SE 176TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $364,000, this home is listed about 26% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12439 SE 176TH LOOP?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Cheryl Pecoraro. MLS #G5118925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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