120 MONTORO, DAVENPORT, FL, 33837
Active28 days on marketListed Oct 10, 2026MLS #G5118926
About this home
120 MONTORO
Virtually Staged. Resort-Style Living at Del Webb Orlando – Ridgewood Lakes Welcome home to this bright, sun-drenched sanctuary built in 2019. Designed for easy elegance and modern living, this home features a seamless open floor plan completely elevated by sleek tile flooring throughout—no carpet here! The versatile layout includes 2 spacious bedrooms plus a private den, perfect for a home office or hobby room. The chef-inspired kitchen boasts premium granite countertops, a gas stove, an abundance of cabinetry, and a walk-in closet pantry for ultimate storage. Thoughtfully designed for accessibility, the kitchen also includes a raised dishwasher. Retreat to the primary suite, complete with a massive walk-in closet and a spa-like bathroom featuring dual sinks and an oversized shower. Step outside to your private oasis: an extended, screened-in lanai finished with beautiful pavers, ideal for enjoying morning coffee or evening breezes. Living here means gaining access to the spectacular Montecito Clubhouse. Dive into world-class amenities including a state-of-the-art gym, tennis, pickleball, basketball, bocce ball, and shuffleboard courts—all set against a backdrop of scenic Florida wildlife. With over 50 active social clubs spanning ceramics, photography, dance, and chorus, you’ll easily find your community. Peace of Mind & Prime Location: Your semi-annual Master HOA fee of $425 ensures maximum security with a 24/7 staffed gate and covers all private road maintenance. Enjoy effortless convenience just 4 miles from shopping at Posner Park, with rapid access to I-4, Disney World, Universal Studios, airports, and the Sunrail Station. Exceptional healthcare is right around the corner at the nearby Advent Health Heart of Florida Hospital.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0.11 ac
Lot size
2019
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,030 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Davenport actives
$198 vs $185
Days on market
28 vs 73 typical
Where $198/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
47,389
Median age
37
Median income
$81,276
Median home value
$334,800
Avg household
2.92
Households w/ children
5,731
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
199 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 MONTORO
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$333,000
11401 66TH AVENUE · same community
2 bd · 1.5 ba · 1,408 sqft · $237/sqft · 11 DOM
Sold · May ’26$565,000
11245 69TH AVENUE · same community
3 bd · 2 ba · 1,568 sqft · $360/sqft · 59 DOM
Sold · Oct ’26$388,000
11533 69TH AVENUE · same community
2 bd · 2 ba · 1,355 sqft · $286/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 120 MONTORO — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 MONTORO — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
120 MONTORO FAQs
What would the monthly payment be for 120 MONTORO?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,030/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 120 MONTORO?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 120 MONTORO?+
The most recent tax bill on record (2025) was $5,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 120 MONTORO?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $289,900, this home is listed about 25% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 MONTORO?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELITE EVOLUTION PROPERTIES · Celia Davis. MLS #G5118926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 120 MONTORO but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Pedro to ping you on any price or status change →