46 OSPREY MILLS LANE, ST AUGUSTINE, FL, 32092
Active20 days on marketListed Oct 17, 2026MLS #G5119194
About this home
46 OSPREY MILLS LANE
SERENE POND-FRONT LIVING IN TRAILMARK | TOP-RATED ST. JOHNS SCHOOLS | 2021 BUILD Welcome home to 46 Osprey Mills Ln, St. Augustine, FL 32092, a pristine 2021-built single-family home perfectly positioned just 10 minutes from World Golf Village and offering sweeping, tranquil pond views right out your front door. Located in TrailMark—one of St. Augustine’s most vibrant and high-demand master-planned communities—this property delivers the ultimate combination of modern architectural design, functional luxury, and an unbeatable Florida lifestyle. Whether you are looking to relocate to an exceptional neighborhood or searching for a turnkey home in a premier school district, this gem checks every box. HOME HIGHLIGHTS: Spacious & Flexible Layout: Featuring 4 light-filled bedrooms and 2.5 baths, plus a main-floor flex room ideal for a dedicated home office, study, playroom, or formal dining room. Gourmet Open-Concept Kitchen: The heart of the home features a chef-inspired kitchen equipped with sleek granite countertops, premium stainless steel appliances, breakfast bar seating, and a seamless flow into the spacious family and dining areas—perfect for entertaining family and friends. Upstairs Private Haven: All bedrooms are conveniently located upstairs for privacy, anchored by a luxurious owner's suite featuring a massive walk-in closet and an en-suite bath, complemented by a dedicated 2nd-floor laundry room for maximum everyday convenience. Outdoor & Energy Efficiency: Built in 2021, enjoy modern construction standards, energy efficiency, and peaceful, unobstructed front-row pond views that invite relaxation. TOP-RATED ST. JOHNS COUNTY SCHOOL ZONE: Move-in with confidence knowing your children are zoned for some of the highest-rated, most sought-after schools in Florida's #1 school district: Elementary: Picolata Crossing Elementary School Middle School: Pacetti Bay Middle School High School: Tocoi Creek High School RESORT-STYLE AMENITIES AT TRAILMARK: Experience a neighborhood designed for an active, connected lifestyle. TrailMark offers world-class community amenities right in your backyard: Lakeside Camp House and resort-style zero-entry pool State-of-the-art fitness center and motion studio Kayak launch with direct access to Six Mile Creek for paddling and fishing Har-Tru tennis courts, pickleball courts, and basketball courts Beach volleyball, multiple playgrounds, a dedicated dog park, and miles of scenic paved and nature walking/biking trails PRIME LOCATION: Centrally located with easy access to I-95, top-tier shopping, local dining, downtown Historic St. Augustine, and pristine Atlantic beaches. Properties in this condition and location move fast. Don't wait—schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,380
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,338 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,338/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs St Augustine actives
$202 vs $239
Days on market
20 vs 44 typical
Where $202/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Trailmark
Get to know St Augustine. See the full St Augustine guide →
Trailmark — neighborhood snapshot
Population
1,245
Median age
37
Median income
$151,277
Median home value
$497,970
Avg household
3
Households w/ children
281
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
88 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 46 OSPREY MILLS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$590,000
192 GOLDENROD DRIVE
4 bd · 2.5 ba · 2,367 sqft · $249/sqft · 89 DOM
Sold · Apr ’26$470,000
177 WHITE RABBIT RUN
4 bd · 2.5 ba · 2,360 sqft · $199/sqft · 8 DOM
Sold · Oct ’26$430,000
210 WHITE RABBIT RUN
4 bd · 3 ba · 2,027 sqft · $212/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 46 OSPREY MILLS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 46 OSPREY MILLS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
46 OSPREY MILLS LANE FAQs
What would the monthly payment be for 46 OSPREY MILLS LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,338/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 46 OSPREY MILLS LANE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 46 OSPREY MILLS LANE?+
The most recent tax bill on record (2025) was $7,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 46 OSPREY MILLS LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $480,000, this home is listed about 5% above the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 46 OSPREY MILLS LANE?+
Picolata Crossing Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TITANIUM GROUP · Victor Core. MLS #G5119194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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