CENTURY 21 Edge
✦ Short-Term Rental Eligible
$270,000$275,0003 bd2.5 ba1,259 sqft$214 /sqft≈$2,990 /mo all-in ↓

1931 GARDENIA COURT, RIVIERA BEACH, FL, 33404

Active13 days on marketListed Oct 25, 2026MLS #G5119293

✦ Reduced $5KTownhouseSONOMA BAY TR A

About this home

1931 GARDENIA COURT

CORNER TOWNHOUSE! COMPLETELY FURNISHED & DECORATED! LOW HOA FEES! MOVE-IN READY! PLUS GATED COMMUNITY, and PALM BEACH COUNTY LOCATION Welcome to 1931 Gardenia Ct, a beautifully furnished 3-bedroom, 2.5-bath CORNER TOWNHOUSE in the desirable, gated Sonoma Bay community of Riviera Beach, Palm Beach County, Florida! Offering approximately 1,259 square feet of living space, this exceptional property provides the convenience of a fully furnished, tastefully decorated home where you can simply bring your suitcase and start enjoying the South Florida lifestyle! The desirable CORNER LOCATION adds extra appeal, while the thoughtfully furnished interior creates a welcoming atmosphere ideal for a primary residence, seasonal Florida getaway, or investment opportunity. Enjoy a functional two-story floor plan with comfortable living and dining areas, a convenient downstairs half bathroom, and three bedrooms upstairs for added privacy. ALL FURNITURE AND DÉCOR ARE INCLUDED, offering tremendous convenience and savings compared to purchasing and furnishing another property! ENJOY RESORT-STYLE AMENITIES WITHOUT THE HIGH COST OF MANY SOUTH FLORIDA COMMUNITIES! Sonoma Bay is a gated residential community featuring a beautiful swimming pool, clubhouse, fitness center, tennis courts, basketball court, children's playground, picnic areas, and beautifully maintained common grounds. Residents enjoy a welcoming neighborhood atmosphere with convenient access to everyday essentials. LOCATION, LOCATION, LOCATION! Ideally situated in Riviera Beach, just minutes from shopping, restaurants, entertainment, major roadways, and the beautiful beaches of Palm Beach County. Enjoy convenient access to West Palm Beach, Singer Island, the Intracoastal Waterway, downtown attractions, and Palm Beach International Airport. Whether you're searching for a furnished townhouse in Riviera Beach, a move-in-ready home in Palm Beach County, or an affordable South Florida property with gated community amenities, 1931 Gardenia Ct deserves your attention! Listing Agent Owner

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,259

Sqft

0.02 ac

Lot size

2006

Year built

Two

Levels

$214

Per sqft

Turnkey

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorGarden · Sidewalk · Sliding Doors

Community & fees

HOA fee$452/mo
Taxes (2025)$4,853/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Deed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,990 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,854
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$404
HOA fee — from the listing$452
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate7.50%
Loan term

Estimated payment

$2,990/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$404
HOA / condo fee$452
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

The investor lens

Two ways this home pays

This home sits inside Sonoma, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySonoma
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,250/mo median

MarketRiviera Beach
Annual gross at median$27,000
Gross yield on this price10.0%
Homes for rent right now1

Live Riviera Beach rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sonoma

Sonoma is a short-term-rental community. See the full guide →

RIVIERA BEACH 33404 — neighborhood snapshot

Population

30,533

Median age

41.9

Median income

$60,225

Median home value

$305,600

Avg household

2.61

Households w/ children

2,865

For the school run

Palm Beach County School District

ElementaryLincoln Elementary School★★★★★
MiddleJohn F. Kennedy Middle School★★★★★
HighWilliam T. Dwyer High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riviera Beach market

Seller’s marketSeller’s market — 2.4 months of inventoryBuyer’s market

$635K → $440K

Riviera Beach median sold, yr/yr

100.1%

Sale-to-list ratio (12 mo)

Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 451% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $270,000 ▼ $5K
Oct 25, 2026Listed at $275,000 · 13 days on market since
2006Built · SONOMA BAY TR A

Reality check

What actually sold near 1931 GARDENIA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1322 W 26TH STREETSold · Oct ’26

$215,000

1322 W 26TH STREET

3 bd · 2 ba · 1,248 sqft · $172/sqft · 7 DOM

700 W 34TH STREETSold · Jun ’26

$340,000

700 W 34TH STREET

4 bd · 2 ba · 1,430 sqft · $238/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1931 GARDENIA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1931 GARDENIA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1931 GARDENIA COURT FAQs

What would the monthly payment be for 1931 GARDENIA COURT?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,990/mo — principal and interest, the actual property-tax bill, the $452/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1931 GARDENIA COURT?+

The association fee works out to $452 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1931 GARDENIA COURT?+

The most recent tax bill on record (2025) was $4,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1931 GARDENIA COURT be rented short-term?+

Yes — this home sits inside Sonoma, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1931 GARDENIA COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riviera Beach?+

At $270,000, this home is listed about 25% below the Riviera Beach median of $362,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1931 GARDENIA COURT?+

Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$270,000 runs 451% above the RIVIERA BEACH 33404 median.

02Zoned for nightly rentals

Sonoma is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Strong assigned schools

Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $275,000, now $270,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Lissette Cartagena. MLS #G5119293.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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