CENTURY 21 Edge
$615,0003 bd3 ba2,350 sqft$262 /sqft≈$5,404 /mo all-in ↓

1172 ESPERANZA RIDGE ROAD, CLERMONT, FL, 34715

Active16 days on marketListed Oct 22, 2026MLS #G5119324

Single Family ResidenceHIGHLAND RANCH ESPLANADE PH 2

Come see it

Upcoming open house

Sat, Nov 7

1:00 PM – 3:00 PM

Tour this beautifully upgraded 3-bedroom, 3-bath Lazio model with a flex room, stunning quartz kitchen, and inviting screened lanai in the resort-style 55+ Esplanade at Highland Ranch!

About this home

1172 ESPERANZA RIDGE ROAD

Welcome to resort-style living in the gated 55+ community of Esplanade at Highland Ranch! This beautifully appointed Lazio model offers 2,350 square feet of living space, featuring 3 bedrooms, 3 full bathrooms, and a versatile flex room with glass French doors. From the moment you enter, you'll appreciate the open layout, architectural details, and quality finishes that make this home both inviting and functional. The heart of the home is the impressive kitchen, where an expansive quartz-topped island provides the perfect gathering place for casual meals or entertaining. You'll find upgraded cabinetry, including additional storage along the island, 42-inch wood cabinets with under-cabinet lighting, a decorative backsplash, stainless steel appliances, a 2024 counter-depth refrigerator, and a corner pantry. The kitchen flows effortlessly into the main living area, enhanced by a tray ceiling, crown molding, and natural light. The private primary suite offers a peaceful retreat with a bay window, additional windows, a tray ceiling, and a spacious en-suite bath featuring dual quartz-topped vanities, a tiled walk-in shower with handheld sprayer, and a separate water closet. A recently installed custom closet organization system transforms the oversized walk-in closet into a beautifully arranged space with exceptional storage. Guests will appreciate the privacy of the second bedroom with its own en-suite bathroom, while the third bedroom and adjacent full bath provide additional flexibility. The separate flex room is ideal for a home office, reading room, hobby space, or whatever suits your lifestyle. Throughout the home, upgrades include engineered hardwood flooring in all bedrooms, 8-foot interior doors, plantation shutters, upgraded trim and window sills, decorative tile accents, ceiling fans, and enhanced cabinetry. The interior was freshly painted in 2025, while the exterior received a fresh coat of paint in February 2026. A high-efficiency A/C system was installed in 2024. Step outside to the covered, screened lanai, complete with paver flooring and roll-down shades, creating a comfortable outdoor space for morning coffee, relaxing afternoons, or evenings with friends. Even the practical spaces have received special attention! The current owners have added cabinetry in the laundry room, custom organization in the primary closet, and hanging storage in the garage, making everyday living that much more convenient. The laundry room also includes a utility sink and a 2024 washer and dryer. Beyond your front door, Esplanade at Highland Ranch offers an array of amenities designed for an active and social lifestyle. Enjoy the clubhouse, resort-style swimming pool, spa, resistance pool, pickleball, clay tennis courts, bocce, fitness and movement studio, billiards, organized activities, and a dog park. Walking and biking trails provide additional opportunities to enjoy the outdoors. The HOA includes lawn and shrub care, fertilization, irrigation maintenance, and access to community amenities, allowing more time to enjoy the things you love. There is NO CDD fee! Conveniently located near shopping, dining, medical facilities, and major roadways, with downtown Clermont and Winter Garden just a short drive away. Whether you're looking for an active lifestyle, a welcoming community, or simply a beautifully designed home with room to relax and entertain, this Lazio model offers an outstanding opportunity to enjoy the next chapter of Florida living!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,350

Sqft

0.16 ac

Lot size

2

Garage

2018

Year built

One

Levels

$262

Per sqft

55+ communityPets allowed

Inside

FlooringBrick/Stone · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$460/mo
Taxes (2025)$8,199/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,404 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,870
PMI (est., until 20% equity)$231
Property tax — 2025 actual bill$683
HOA fee — from the listing$460
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,500
Interest rate7.50%
Loan term

Estimated payment

$5,404/mo

Principal & interest$3,870
PMI (est., until 20% equity)$231
Property taxes (actual bill)$683
HOA / condo fee$460
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $615K
$546KedgeAI estimate $586,594 · range $569K–$615K$640K

vs edgeAI estimate

+4.8%

$/sqft vs Clermont actives

$262 vs $229

Days on market

16 vs 56 typical

Where $262/sqft sits among the 400 Clermont actives

114
147
73 · this home
23
12
31
$161–203$203–245$245–286$286–328$328–370$370+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Drive times from this address

Downtown Orlando≈ 28 min
Universal Orlando≈ 31 min
Walt Disney World≈ 39 min
Orlando Int’l Airport (MCO)≈ 43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34715 — neighborhood snapshot

Population

26,810

Median age

39.7

Median income

$105,262

Median home value

$437,800

Avg household

2.97

Households w/ children

3,258

For the school run

Lake County School District

ElementaryGrassy Lake Elementary School★★★★★
HighLake Minneola High School★★★★★
MiddleEast Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$441K → $450K

Clermont median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

219 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the CLERMONT 34715 median. See the full Clermont market guide →

Paper trail

This home's history

Oct 22, 2026Listed at $615,000 · 16 days on market since
2018Built · HIGHLAND RANCH ESPLANADE PH 2

Reality check

What actually sold near 1172 ESPERANZA RIDGE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1172 ESPERANZA RIDGE ROADSold · Jun ’26

$595,000

1172 ESPERANZA RIDGE ROAD · same community

3 bd · 3 ba · 2,350 sqft · $253/sqft · 0 DOM

1192 ESPERANZA RIDGE ROADSold · Aug ’26

$545,000

1192 ESPERANZA RIDGE ROAD · same community

2 bd · 2.5 ba · 2,356 sqft · $231/sqft · 85 DOM

1158 ESPERANZA RIDGE ROADSold · Apr ’26

$620,000

1158 ESPERANZA RIDGE ROAD · same community

3 bd · 3 ba · 2,328 sqft · $266/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1172 ESPERANZA RIDGE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1172 ESPERANZA RIDGE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1172 ESPERANZA RIDGE ROAD FAQs

What would the monthly payment be for 1172 ESPERANZA RIDGE ROAD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,404/mo — principal and interest, the actual property-tax bill, the $460/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1172 ESPERANZA RIDGE ROAD?+

The association fee works out to $460 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1172 ESPERANZA RIDGE ROAD?+

The most recent tax bill on record (2025) was $8,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1172 ESPERANZA RIDGE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $615,000, this home is listed about 37% above the Clermont median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1172 ESPERANZA RIDGE ROAD?+

Grassy Lake Elementary School (elementary), Lake Minneola High School (high), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VANGIE BERRY SIGNATURE REALTY · Angela Phillips. MLS #G5119324.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 1172 ESPERANZA RIDGE ROAD but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 7:40 AM UTC. The listing information on this page last changed on November 7, 2026 at 7:40 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 7:40 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 7:40 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.