
656 HARBOR VILLA COURT, CLERMONT, FL, 34711
Active16 days on marketListed Oct 22, 2026MLS #G5119380
About this home
656 HARBOR VILLA COURT
Interior photos to follow! Spend less time on upkeep and more time enjoying the lakes, trails and local destinations that make Clermont and Minneola such a wonderful place to call home. This end-unit villa in Tower Grove places a shopping center, restaurants and everyday services within just a few blocks, pairing practical convenience with easy access to the area’s main roadways. Inside, the open floor plan creates an easy flow from the kitchen to the dining and family rooms, keeping everyone connected whether you’re entertaining or enjoying a quiet evening at home. French doors lead to an enclosed Florida room under central air conditioning, offering flexible space for an office, den, fitness room or relaxing retreat. The primary bedroom features a large walk-in closet and an en-suite bath with a remodeled walk-in shower. Systems in the bedroom closets provide thoughtful organization and make the most of the storage space. Tower Grove makes ownership refreshingly manageable, with HOA coverage that includes the roof, exterior maintenance and painting, lawn care, pest control and irrigation. With so many routine responsibilities handled, you have more freedom to enjoy your surroundings or head out for an extended stay away. The community pool is just a short distance from the villa, ready for an afternoon swim without the work of maintaining a private pool. Beyond the neighborhood, historic downtown Clermont brings together independent boutiques, cafés, restaurants, breweries and a popular Sunday farmers market. Seasonal festivals and community events add to its welcoming atmosphere, while Waterfront Park provides a beautiful setting along Lake Minneola for a picnic, a lakeside stroll, or simply watching the activity on the water. The Clermont Chain of Lakes offers opportunities for boating, fishing, paddling and exploring connected waterways, with public boat ramps available in the area. For those who prefer exploring on land, the paved South Lake Trail winds through the local landscape and connects with the West Orange Trail, opening up miles of possibilities for recreation and cycling. The surrounding area continues to add appealing destinations and useful services. Minneola’s new Crooked Can brewery and Minneola Market at Hills City Center offer dining choices, craft beer, live music, and community gathering spaces, with additional shopping, dining, and entertainment planned as the development grows. AdventHealth Minneola and its newly opened medical office building expand access to hospital and specialty care, complementing the area’s established shopping centers, grocery stores, restaurants and medical services. Convenient connections to U.S. 27, State Road 50, and Florida’s Turnpike make it easy to travel throughout Central Florida, whether your plans include Orlando, Walt Disney World, Universal Orlando or a day closer to home. From morning errands to afternoons by the water, this villa offers a comfortable home base with more time to enjoy the Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,244
Sqft
0.1 ac
Lot size
2
Garage
2001
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,212 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Clermont actives
$193 vs $230
Days on market
16 vs 56 typical
Where $193/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
70,317
Median age
43.7
Median income
$90,245
Median home value
$409,000
Avg household
2.69
Households w/ children
7,462
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$441K → $450K
Clermont median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
214 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 656 HARBOR VILLA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$310,000
322 BLOXAM AVENUE
3 bd · 2 ba · 1,257 sqft · $247/sqft · 26 DOM
Sold · Apr ’26$350,000
191 SUNNYSIDE DR
3 bd · 2 ba · 1,262 sqft · $277/sqft · 13 DOM
Sold · Jan ’26$360,000
120 W MINNEHAHA AVE AVENUE
3 bd · 2 ba · 1,276 sqft · $282/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 656 HARBOR VILLA COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 656 HARBOR VILLA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
656 HARBOR VILLA COURT FAQs
What would the monthly payment be for 656 HARBOR VILLA COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,212/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 656 HARBOR VILLA COURT?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 656 HARBOR VILLA COURT?+
The most recent tax bill on record (2025) was $823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 656 HARBOR VILLA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $239,900, this home is listed about 47% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 656 HARBOR VILLA COURT?+
Pine Ridge Elementary School (elementary), South Lake High School (high), Gray Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Dawn Giachetti. MLS #G5119380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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