5759 NE 166TH TERRACE, SILVER SPRINGS, FL, 34488
Active11 days on marketListed Oct 26, 2026MLS #G5119482
About this home
5759 NE 166TH TERRACE
Space, potential, and no HOA! Situated on approximately 1/3 acre, this 3-bedroom, 1-bath home offers a fenced yard with plenty of room to enjoy the outdoors. A spacious deck provides a welcoming spot for morning coffee, relaxing evenings, or gathering with friends. Inside, the kitchen and living spaces is a starting point for your personal touches. The home needs some TLC, presenting an opportunity to make it your own. Potential to split the lot may give additional possibilities, subject to buyer verification of zoning, lot requirements, and applicable approvals. Explore the possibilities this property has !
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,056
Sqft
0.37 ac
Lot size
1965
Year built
One
Levels
$95
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$989 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$989/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.6%
$/sqft vs Silver Springs actives
$95 vs $149
Days on market
11 vs 51 typical
Where $95/sqft sits among the 62 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,447
Median age
48.9
Median income
$43,438
Median home value
$90,300
Avg household
2.24
Households w/ children
1,187
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$120K → $132K
Silver Springs median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
28 of 62
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 5759 NE 166TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$55,000
5505 NE 166TH TERRACE · same community
2 bd · 2 ba · 1,056 sqft · $52/sqft · 155 DOM
Sold · Dec ’25$27,600
2899 NE 147TH COURT · same community
3 bd · 1 ba · 1,000 sqft · $28/sqft · 12 DOM
Sold · Sep ’26$55,000
5756 NE 165TH TERRACE ROAD · same community
2 bd · 2 ba · 1,216 sqft · $45/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5759 NE 166TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5759 NE 166TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5759 NE 166TH TERRACE FAQs
What would the monthly payment be for 5759 NE 166TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5759 NE 166TH TERRACE?+
The most recent tax bill on record (2025) was $1,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $100,000, this home is listed about 49% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5759 NE 166TH TERRACE?+
Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Tess US Uddenback Slack. MLS #G5119482.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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