12 PALM CIRCLE DRIVE, INGLIS, FL, 34449
Active8 days on marketListed Oct 30, 2026MLS #G5119610
About this home
12 PALM CIRCLE DRIVE
WOW! Looking for that Perfect WATERFRONT home? Welcome to this spacious home that sits on none other then the Withlacoochee River! Offering approximately 1,652 square feet of living space with a flexible layout and plenty of room to enjoy both indoors and out. And with a METAL ROOF! Enjoy serene water views where manatees and dolphins are frequent visitors. Inside, the charming interior offers a comfortable and functional layout with LARGE TILE flooring, updated bathrooms, and an UPDATED modern kitchen, making it perfect for everyday living or entertaining guests. This elevated home also has a spacious two-car garage with plenty of room for vehicles and water toys. Outside, you’ll find an expansive multi-level dock, featuring a large dock for entertaining & easy boat access. Plus a fully fenced yard perfect for gatherings, along with a shed for tools and gear. Best of all, NO HOA, giving you the freedom to enjoy the property your way. Whether you’re searching for a full-time residence, seasonal getaway, or high-potential rental investment, this waterfront gem checks every box. Located just minutes from the Gulf, Crystal River, manatee tours, and some of Florida’s most beautiful springs. Waterfront living, boating, kayaking, paddleboarding, fishing, waterskiing, and scalloping, this riverside retreat truly offers it all. Don’t miss the opportunity to make it yours. Newer heat pump water heater, HVAC. Tons of updates you MUST see in person.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,652
Sqft
0.38 ac
Lot size
2
Garage
1983
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,101 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34%
$/sqft vs Inglis actives
$224 vs $180
Days on market
8 vs 98 typical
Where $224/sqft sits among the 26 Inglis actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inglis
Get to know Inglis. See the full Inglis guide →
INGLIS 34449 — neighborhood snapshot
Population
3,565
Median age
55.3
Median income
$43,656
Median home value
$176,400
Avg household
2.09
Households w/ children
417
The numbers that matter
The Inglis market
$298K → $426K
Inglis median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
12 of 26
Inglis actives have cut their price
Median sold price, Inglis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the INGLIS 34449 median. See the full Inglis market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 PALM CIRCLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,065,000
10428 MARION STREET · same community
3 bd · 2.5 ba · 1,534 sqft · $694/sqft · 81 DOM
Sold · Mar ’26$390,000
18 PALM CIRCLE DRIVE · same community
3 bd · 2 ba · 1,853 sqft · $210/sqft · 54 DOM
Sold · Apr ’26$360,000
10436 RAYMOND STREET · same community
3 bd · 2 ba · 1,271 sqft · $283/sqft · 427 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 12 PALM CIRCLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 PALM CIRCLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 PALM CIRCLE DRIVE FAQs
What would the monthly payment be for 12 PALM CIRCLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 PALM CIRCLE DRIVE?+
The most recent tax bill on record (2025) was $2,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inglis?+
At $369,900, this home is listed about 48% above the Inglis median of $249,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Delvys Cardenas. MLS #G5119610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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