CENTURY 21 Edge
$650,000$725,0003 bd2.5 ba1,702 sqft$382 /sqft≈$5,385 /mo all-in ↓

1410 SE MAGNOLIA DRIVE, STEINHATCHEE, FL, 32359

Active416 days on marketListed Sep 17, 2025MLS #GC534056

✦ Reduced $75KWaterfrontSingle Family ResidencePALM HEIGHTS SUB UN 1

About this home

1410 SE MAGNOLIA DRIVE

Welcome to your dream retreat on the beautiful Steinhatchee River! This stunning riverfront home offers the perfect blend of rustic elegance and modern comfort, making it ideal for full-time living, weekend getaways, or a profitable vacation rental. As you step inside, you’re greeted by warm hardwood floors, a grand stone fireplace, and soaring vaulted tongue-and-groove ceilings that create a spacious and inviting atmosphere. The open-concept living area flows into a chef-style kitchen featuring rich cherry wood cabinetry, stainless steel appliances, and a large dining area—perfect for entertaining guests or enjoying the day’s fresh catch with loved ones. The master suite is conveniently located on the main floor and includes a private bath with a jetted soaking tub and a separate walk-in shower. Upstairs, the open loft-style guest quarters overlook the main living area, offering both charm and comfort for your visitors. Outside, the home continues to impress. Enjoy peaceful mornings or relaxing evenings on your private deck with panoramic views of the river. Underneath the home, you’ll find generous covered parking and secure storage for your boat, kayaks, fishing gear, and more. The community boat dock is located just steps from your front door, making it easy to hop on the water for a day of adventure. Located in the heart of Steinhatchee—a hidden gem on Florida’s Gulf Coast—this home offers access to some of the best fishing and scalloping in the state. Whether you're exploring the natural springs, enjoying a sunset cruise, or dining at one of the local seafood restaurants, Steinhatchee delivers the laid-back coastal lifestyle that Florida is famous for. With peaceful surroundings, friendly neighbors, and unmatched access to the river, this home is a true escape from the everyday hustle. Don’t miss your chance to experience the magic of riverfront living

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,702

Sqft

0.13 ac

Lot size

2004

Year built

Two

Levels

$382

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · L Dining · Solid Wood Cabinets · Thermostat
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationStilt/On Piling
ViewWater
FacesSouth
ParkingDriveway
ExteriorFrench Doors

Community & fees

HOA fee$333/mo
Taxes (2024)$6,695/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,385 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,090
PMI (est., until 20% equity)$244
Property tax — 2024 actual bill$558
HOA fee — from the listing$333
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate7.50%
Loan term

Estimated payment

$5,385/mo

Principal & interest$4,090
PMI (est., until 20% equity)$244
Property taxes (actual bill)$558
HOA / condo fee$333
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Steinhatchee

Get to know Steinhatchee. See the full Steinhatchee guide →

STEINHATCHEE 32359 — neighborhood snapshot

Population

1,406

Median age

58.5

Median income

$51,250

Median home value

$141,900

Avg household

2.24

Households w/ children

97%

For the school run

Dixie County School District

ElementaryJames M. Anderson Elementary School★★★★★
HighDixie County High School★★★★★
ElementaryOld Town Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Steinhatchee market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$360K → $275K

Steinhatchee median sold, yr/yr

87.0%

Sale-to-list ratio (12 mo)

Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 210% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →

Paper trail

This home's history

CurrentPrice reduced to $650,000 ▼ $75K
Sep 17, 2025Listed at $725,000 · 416 days on market since
2004Built · PALM HEIGHTS SUB UN 1

Reality check

What actually sold near 1410 SE MAGNOLIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

317 CEDAR STREET NESold · Aug ’26

$275,000

317 CEDAR STREET NE

2 bd · 2 ba · 1,612 sqft · $171/sqft · 191 DOM

1175 SW 248TH AVENUESold · Apr ’26

$325,000

1175 SW 248TH AVENUE

3 bd · 2 ba · 1,800 sqft · $181/sqft · 208 DOM

8 13TH STREET SESold · Apr ’26

$86,000

8 13TH STREET SE

4 bd · 2 ba · 1,488 sqft · $58/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1410 SE MAGNOLIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1410 SE MAGNOLIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1410 SE MAGNOLIA DRIVE FAQs

What would the monthly payment be for 1410 SE MAGNOLIA DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,385/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1410 SE MAGNOLIA DRIVE?+

The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1410 SE MAGNOLIA DRIVE?+

The most recent tax bill on record (2024) was $6,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1410 SE MAGNOLIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Steinhatchee?+

At $650,000, this home is listed about 45% above the Steinhatchee median of $447,200. The market section on this page shows how the area is trending.

Which schools are assigned to 1410 SE MAGNOLIA DRIVE?+

James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$650,000 runs 210% above the STEINHATCHEE 32359 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $725,000, now $650,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC534056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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