CENTURY 21 Edge
$139,000$189,0001 bd1 ba848 sqft$164 /sqft≈$1,315 /mo all-in ↓

4941 SW 91ST TERRACE UNIT N301, GAINESVILLE, FL, 32608

Active388 days on marketListed Sep 19, 2025MLS #GC534146

✦ Priced 37% below the GAINESVILLE 32608 median✦ Reduced $50KCondominiumHAILE VILLAGE CTR CONDO

About this home

4941 SW 91ST TERRACE UNIT N301

Virtually Staged. THE VALUE IS THE STORY — AND THIS ONE IS HARD TO BEAT. Looking for an affordable way into one of Gainesville’s most desirable and convenient communities? This is the opportunity you’ve been waiting for. This one-bedroom, one-bath third-floor condo in Haile Plantation Village Center delivers something that is increasingly difficult to find: a low-maintenance home in a highly sought-after location at an attractive price point. Whether you’re a first-time buyer, UF student or professional, downsizing, looking for a second home, or searching for an investment property, this condo offers the chance to own in an established, amenity-rich community without the price tag typically associated with the Haile lifestyle. And the real value goes far beyond the four walls. You’re buying a lifestyle and a location. Haile Village Center puts an incredible collection of dining, shopping, services, and community activities practically at your doorstep. The Village is designed around charming brick walkways, tree-lined streets, inviting gathering spaces, and a true neighborhood atmosphere. Imagine stepping outside and strolling to your morning coffee, grabbing lunch, meeting friends for dinner, browsing the local shops, or enjoying a Saturday morning at the Haile Farmers Market, where local farmers, artisans, and vendors bring fresh produce, baked goods, flowers, meats, seafood, honey, and more to the Village. The Village Center also offers an impressive variety of restaurants, cafés, pubs, boutiques, salons, professional services, and specialty shops, giving you the convenience of having so much of your everyday life close by. Beyond the Village, Haile Plantation provides miles of walking and biking paths, green spaces, neighborhood parks, and an incredibly convenient southwest Gainesville location. You’re also just minutes from the University of Florida, UF Health, I-75, Archer Road, and Newberry Road, making this an especially compelling location for students, faculty, medical professionals, and anyone who wants easy access to everything Gainesville has to offer. And because this is a third-floor condo, you get the added appeal of elevated living with a little more separation from the activity below. The one-bedroom, one-bath layout keeps life simple, manageable, and efficient—exactly what you want when convenience and value are the priorities. Bottom line: this is an opportunity to own in Haile Plantation Village Center without paying for more house than you need. Instead, you get the location, the lifestyle, the walkability, the community, and the convenience—all wrapped into a low-maintenance one-bedroom condo. If value matters, location matters, and you want to be where the action is, this one deserves a very close look. Opportunities like this in Haile Village Center don’t come along every day.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

848

Sqft

0.03 ac

Lot size

2003

Year built

One

Levels

$164

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Living Room/Dining Room Combo · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding
FoundationSlab
FacesWest
ExteriorBalcony · French Doors · Lighting · Private Mailbox · Sidewalk · Storage

Community & fees

Taxes (2024)$3,303/yr
PetsYes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,315 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$818
FHA mortgage insurance (est.)$61
Property tax — 2024 actual bill$275
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,865
Interest rate6.00%
Loan term

Estimated payment

$1,315/mo

Principal & interest$818
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$275
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $139K
$133KedgeAI estimate $159,434 · range $155K–$175K$182K

vs edgeAI estimate

−12.8%

$/sqft vs Gainesville actives

$164 vs $198

Days on market

388 vs 75 typical

Where $164/sqft sits among the 400 Gainesville actives

73
85 · this home
98
72
33
39
$120–152$152–183$183–215$215–247$247–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haile Plantation

Get to know Gainesville. See the full Gainesville guide →

Haile Plantation — neighborhood snapshot

Population

5,843

Median age

48

Median income

$118,974

Median home value

$437,518

Avg household

2

Households w/ children

658

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighF. W. Buchholz High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

243 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $139,000 ▼ $50K
Sep 19, 2025Listed at $189,000 · 388 days on market since
2003Built · HAILE VILLAGE CTR CONDO

Reality check

What actually sold near 4941 SW 91ST TERRACE UNIT N301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4850 SW 91ST TERRACE UNIT P201Sold · Mar ’26

$160,000

4850 SW 91ST TERRACE UNIT P201 · same community

2 bd · 2 ba · 1,088 sqft · $147/sqft · 284 DOM

4546 SW 84TH DRIVESold · May ’26

$238,000

4546 SW 84TH DRIVE

2 bd · 2 ba · 983 sqft · $242/sqft · 6 DOM

5206 SW 91ST TERRACE UNIT BSold · Mar ’26

$173,900

5206 SW 91ST TERRACE UNIT B

2 bd · 2 ba · 987 sqft · $176/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 4941 SW 91ST TERRACE UNIT N301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4941 SW 91ST TERRACE UNIT N301 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4941 SW 91ST TERRACE UNIT N301 FAQs

What would the monthly payment be for 4941 SW 91ST TERRACE UNIT N301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4941 SW 91ST TERRACE UNIT N301?+

The most recent tax bill on record (2024) was $3,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4941 SW 91ST TERRACE UNIT N301?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $139,000, this home is listed about 51% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4941 SW 91ST TERRACE UNIT N301?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the GAINESVILLE 32608 market on paper

$139,000 is 37% below the GAINESVILLE 32608 median of $221,800, and at $164/sqft it sits under the Gainesville average of $203.

02Time on market is leverage

388 days on market against a Gainesville median of 75 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $189,000, now $139,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of BHGRE THOMAS GROUP · Art Nagan. MLS #GC534146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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