63 SE 904TH AVENUE, OLD TOWN, FL, 32680
Active269 days on marketListed Jan 16, 2026MLS #GC536471
About this home
63 SE 904TH AVENUE
TRIPLE LOT - one vacant lot with sea wall, one house in center lot, and one vacant lot with a double boat house. Price is based off the value of these three adjacent lots with improvements. All walking distance from marina. Easy water access to the Suwannee River and Gulf of Mexico.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,588
Sqft
0.4 ac
Lot size
1985
Year built
Two
Levels
$503
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,363 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,363/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+117%
$/sqft vs Old Town actives
$503 vs $196
Days on market
269 vs 77 typical
Where $503/sqft sits among the 37 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
The numbers that matter
The Old Town market
$198K → $179K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
16 of 37
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 483% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 63 SE 904TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$335,000
78 SE 901 AVENUE
3 bd · 2 ba · 1,680 sqft · $199/sqft · 229 DOM
Sold · Nov ’25$242,000
28 NE 229TH STREET
3 bd · 2 ba · 1,212 sqft · $200/sqft · 68 DOM
Sold · Mar ’26$190,000
54 SE 910 AVENUE UNIT 2141
3 bd · 2 ba · 1,161 sqft · $164/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 63 SE 904TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 63 SE 904TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
63 SE 904TH AVENUE FAQs
What would the monthly payment be for 63 SE 904TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,363/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 63 SE 904TH AVENUE?+
The most recent tax bill on record (2024) was $7,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $799,000, this home is listed about 193% above the Old Town median of $272,445. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 483% above the OLD TOWN 32680 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
269 days on market against a Old Town median of 77 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $900,000, now $799,000 — a $101K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRASS & HAYNIE INC. · Lisa Valanzola. MLS #GC536471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Old Town homes, in your inbox
Like 63 SE 904TH AVENUE but not quite? A daily digest of every new listing in Old Town — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →