483 SW BELLFLOWER DRIVE, LAKE CITY, FL, 32024
Active225 days on marketListed Feb 7, 2026MLS #GC537341
About this home
483 SW BELLFLOWER DRIVE
Virtually Staged. Pre-Construction. To be built. Upgrade your lifestyle with this brand-new spec home featuring 4 bedrooms 3 full baths and an easy-flow layout designed for today’s living. More space, modern finishes, and move-up value. Value simplified. Not many homes with 3 car garages in new construction. Imagine waking up every morning to peaceful pond views right across the road and the quiet beauty of nature right outside your window. This brand-new, pre-construction home in the sought-after Preserve at Laurel Lake is designed for both comfort and everyday moments that feel special. With 4 bedrooms, 3 bathrooms, and a 3-car garage, this home offers a thoughtful layout that feels open yet welcoming. Elevated ceilings and abundant rear windows flood the home with natural light while perfectly framing the serene view. A formal living and dining space adds flexibility—ideal for entertaining, working from home, or simply enjoying extra room to breathe. The kitchen is the heart of the home, featuring wood cabinetry with crown molding, soft-close doors, granite countertops, and energy-efficient appliances—perfect for everything from weeknight dinners to hosting parties. Retreat to the spacious primary suite, where you’ll find two walk-in closets, a double-sink vanity, and a stunning wall-to-wall walk-in shower designed to feel like your own private spa. Step outside to the large covered lanai, the perfect spot to unwind with your morning coffee or enjoy outdoor gatherings year-round.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,508
Sqft
0.43 ac
Lot size
3
Garage
2026
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs PRESERVE/LAUREL LAKE
$177 vs $198
Days on market
225 vs 72 typical
Where $177/sqft sits among the 6 homes for sale in PRESERVE/LAUREL LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
3 of 6
PRESERVE/LAUREL LAKE have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the Lake City median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 483 SW BELLFLOWER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$400,000
777 SW ROSEMARY DRIVE · same community
4 bd · 3 ba · 2,516 sqft · $159/sqft · 209 DOM
Sold · Aug ’26$416,650
375 SW SILVER PALM DRIVE · same community
4 bd · 3 ba · 2,265 sqft · $184/sqft · 2 DOM
Sold · Jan ’26$400,000
436 SW SILVER PALM DRIVE · same community
4 bd · 3 ba · 2,071 sqft · $193/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 483 SW BELLFLOWER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 483 SW BELLFLOWER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
483 SW BELLFLOWER DRIVE FAQs
What would the monthly payment be for 483 SW BELLFLOWER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,077/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 483 SW BELLFLOWER DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 483 SW BELLFLOWER DRIVE?+
The most recent tax bill on record (2025) was $501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 483 SW BELLFLOWER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $443,150, this home is listed about 10% above the Lake City median of $403,025. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$443,150 runs 10% above the Lake City median — but at 2,508 sqft it's also 20% larger than the typical Lake City listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
225 days on market against a Lake City median of 72 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC.- GAINESVILLE · Sharon Johnson Selder. MLS #GC537341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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