CENTURY 21 Edge
$165,000$180,000$1,301 /mo all-in ↓

155TH WAY, STARKE, FL, 32091

Active161 days on marketListed Feb 13, 2026MLS #GC537376

Priced 43% below the STARKE 32091 medianReduced $15KWaterfrontSAMPSON LAKE SHORES #7

About this home

155TH WAY

Build your dream lakefront retreat on this over one-acre waterfront homesite on Sampson Lake, offering the perfect blend of privacy, freedom, and natural beauty. With no HOA and no deed restrictions, you have the flexibility to design and build exactly what you want. The groundwork has already been completed with a driveway and culvert installed and a cleared, build-ready homesite located outside the flood zone, saving you time and development costs. Dock permits are already approved, making it easy to enjoy boating, fishing, and sunsets right from your backyard. Sampson Lake is known for its recreational opportunities and serene setting—ideal for a weekend getaway or full-time residence. Lakefront lots with this level of preparation and freedom are rare. Don’t miss this opportunity to secure your piece of waterfront paradise

Facts & features

The home at a glance

1.54 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$1,157/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,301 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$96
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,301/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$96
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Starke

Map of 155TH WAY

Get to know Starke. See the full Starke guide →

STARKE 32091 — neighborhood snapshot

Population

16,062

Median age

39.2

Median income

$53,522

Median home value

$175,200

Avg household

2.58

Households w/ children

1,747

The numbers that matter

The Starke market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$399K$291K

Starke median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the STARKE 32091 median. See the full Starke market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,000 $15K
Feb 13, 2026Listed at $180,000 · 161 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 155TH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 155TH WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

155TH WAY FAQs

What would the monthly payment be for 155TH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,301/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 155TH WAY?+

The most recent tax bill on record (2025) was $1,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Starke?+

At $165,000, this home is listed about 39% below the Starke median of $269,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the STARKE 32091 market on paper

$165,000 is 43% below the STARKE 32091 median of $289,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

161 days on market against a Starke median of 22 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $180,000, now $165,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · Becky Smallwood. MLS #GC537376.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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