2200 NE 16TH TERRACE, GAINESVILLE, FL, 32609
Active160 days on marketListed Mar 6, 2026MLS #GC538214
About this home
2200 NE 16TH TERRACE
BACK ON MARKET! Located in the desirable Public & General neighborhood within walking distance to Satchel’s Pizza and just minutes from Tom Petty Park, downtown Gainesville, and shopping, this turnkey 3BR/1.5BA block home offers modern finishes and a spacious fully FENCED backyard. Whether you’re a first-time buyer, an investor seeking proven rental income, or simply looking for a move-in ready Gainesville home, this property blends thoughtful updates with timeless mid-century charm. Step inside to find luxury vinyl plank flooring throughout and a bright, functional layout designed for comfortable everyday living. The kitchen features upgraded solid wood cabinetry, butcher-block countertops, stainless steel appliances including refrigerator, dishwasher, electric range, and microwave—and a convenient pantry. The vintage tile full bathroom showcases classic mid-century style with an upgraded granite countertop, while the primary bedroom includes a private en-suite half bath for added convenience. Major improvements include an architectural shingle roof and gas water heater replaced in 2021. Priced to sell with proven rental history—most recently rented for $1,835 per month—start your next chapter or build your rental portfolio.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,169
Sqft
0.23 ac
Lot size
1961
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs Gainesville actives
$188 vs $200
Days on market
160 vs 44 typical
Where $188/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32609 — neighborhood snapshot
Population
19,694
Median age
35.9
Median income
$48,121
Median home value
$174,500
Avg household
2.31
Households w/ children
1,692
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the GAINESVILLE 32609 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2200 NE 16TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$235,000
2208 NE 16TH TERRACE · same community
3 bd · 2 ba · 1,144 sqft · $205/sqft · 2 DOM
Sold · Nov ’25$280,000
2024 NE 16TH TERRACE · same community
4 bd · 3 ba · 1,422 sqft · $197/sqft · 19 DOM
Sold · Jun ’26$235,000
2209 NE 15TH TERRACE · same community
4 bd · 2 ba · 1,555 sqft · $151/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2200 NE 16TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2200 NE 16TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2200 NE 16TH TERRACE FAQs
What would the monthly payment be for 2200 NE 16TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2200 NE 16TH TERRACE?+
The most recent tax bill on record (2025) was $3,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2200 NE 16TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $219,900, this home is listed about 26% below the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2200 NE 16TH TERRACE?+
Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAG · Elliot Larkin. MLS #GC538214.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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