CENTURY 21 Edge
$420,000$458,9003 bd2 ba2,097 sqft$200 /sqft≈$3,075 /mo all-in ↓

9406 SW 78TH COURT, GAINESVILLE, FL, 32608

Active178 days on marketListed Apr 17, 2026MLS #GC538749

✦ Reduced $39KSingle Family ResidenceMEADOWS OF KANAPAHA

About this home

9406 SW 78TH COURT

LOCATION, LOCATION, LOCATION! Where else can you enjoy 2+ acres, mature trees, peaceful surroundings and a true country-living feel while being approximately 15 minutes from the University of Florida, UF Health Shands, VA and HCA Florida North Florida Hospital? Welcome to the highly desirable Meadows of Kanapaha—a unique “farmette”-style community in SW Gainesville offering the space and tranquility of country living with the conveniences of the city right at your fingertips. Situated on a large cul-de-sac homesite surrounded by mature trees and natural beauty, this property offers privacy, minimal traffic and plenty of room to breathe. With more than 2 acres, there’s space to garden, create your own hobby farm, accommodate horses, or explore the possibility of adding an accessory dwelling unit or guest house. Step inside and one of the first things you’ll notice is the ABUNDANCE OF NATURAL LIGHT. Recently replaced windows and glass doors allow sunshine to pour into the home, creating a bright, airy and welcoming atmosphere throughout. The open-concept floor plan enhances that feeling even more, while glass doors connect the living space to the brand-new back deck—perfect for relaxing, entertaining or simply enjoying the peaceful surroundings. The thoughtfully designed layout features two guest bedrooms and a shared bathroom downstairs, while the upstairs primary suite provides a private retreat of its own. The home has also been well maintained and thoughtfully updated, including a NEW ROOF (2022), HVAC (2023), water heater (2022), beautifully renovated bathrooms (2022 & 2025), exterior paint (2018), and a NEW BACK DECK (2026). The versatile garage offers even more possibilities. It features an insulated garage door, screen enclosure and its own mini-split HVAC for a climate controlled space. Use it as a traditional garage, home gym, playroom, hobby space or additional flex area. And another bonus—NO GRU! Enjoy the benefit of Clay Electric. This is the lifestyle so many Gainesville buyers are searching for: room to spread out without giving up convenience. UF, Shands and HCA are approximately 15 minutes away, while Celebration Pointe, Butler Plaza, Haile Village Center, shopping, dining and entertainment are all just minutes from your door. COUNTRY FEEL. CITY CONVENIENCE. INCREDIBLE NATURAL LIGHT. More than 2 acres in SW Gainesville with everything you need close by—this is a location and lifestyle that are increasingly difficult to find.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,097

Sqft

2.02 ac

Lot size

2

Garage

1977

Year built

Two

Levels

$200

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage · Other
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionOther · Wood Siding
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorFire Pit · Private Entrance · Private Yard

Community & fees

HOA fee$21/mo
Taxes (2025)$2,828/yr
PetsYes
CommunityGolf Carts OK · Horses Allowed

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,075 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$236
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,075/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$236
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$403KedgeAI estimate $473,527 · range $426K–$521K$542K

vs edgeAI estimate

−11.3%

$/sqft vs Gainesville actives

$200 vs $198

Days on market

178 vs 75 typical

Where $200/sqft sits among the 400 Gainesville actives

73
88
99 · this home
69
31
40
$120–152$152–184$184–215$215–247$247–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Meadows Of Kanapaha

Get to know Gainesville. See the full Gainesville guide →

Meadows Of Kanapaha — neighborhood snapshot

Population

1,162

Median age

36

Median income

$130,735

Median home value

$358,600

Avg household

3

Households w/ children

171

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryIdylwild Elementary School★★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

244 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 ▼ $39K
Apr 17, 2026Listed at $458,900 · 178 days on market since
1977Built · MEADOWS OF KANAPAHA

Reality check

What actually sold near 9406 SW 78TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9325 SW 81ST WAYSold · Nov ’25

$525,000

9325 SW 81ST WAY · same community

4 bd · 2 ba · 2,153 sqft · $244/sqft · 1 DOM

8420 SW 92ND LANESold · Jun ’26

$541,000

8420 SW 92ND LANE · same community

4 bd · 2 ba · 2,348 sqft · $230/sqft · 20 DOM

9127 SW 84TH STREETSold · May ’26

$667,000

9127 SW 84TH STREET · same community

4 bd · 2.5 ba · 2,773 sqft · $241/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9406 SW 78TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9406 SW 78TH COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9406 SW 78TH COURT FAQs

What would the monthly payment be for 9406 SW 78TH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,075/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9406 SW 78TH COURT?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9406 SW 78TH COURT?+

The most recent tax bill on record (2025) was $2,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9406 SW 78TH COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $420,000, this home is listed about 47% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9406 SW 78TH COURT?+

Kanapaha Middle School (middle), Idylwild Elementary School (elementary), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$420,000 runs 89% above the GAINESVILLE 32608 median — but at 2,097 sqft it's also 47% larger than the typical Gainesville listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

178 days on market against a Gainesville median of 75 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $458,900, now $420,000 — a $39K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Kristine Glenn. MLS #GC538749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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