3212 SW 98TH DRIVE, GAINESVILLE, FL, 32608
Active133 days on marketListed Mar 31, 2026MLS #GC539003
About this home
3212 SW 98TH DRIVE
Exceptional pool home in the sought-after Katelyn Lane enclave of Haile Plantation. A former parade home with nearly 3,000 square feet, this residence offers 4 bedrooms, 3 bathrooms, a spacious study, and a 3-car garage, all backing to a private green space. Inside, you'll find hardwood floors, soaring ceilings, abundant natural light, custom built-ins, and a high-end large-screen home theater and stereo system. The kitchen features stainless steel appliances, granite countertops, 42-inch maple cabinetry, a walk-in pantry, and both casual and formal dining areas. The owner's suite includes dual walk-in closets and a luxurious bath, while all additional bedrooms also offer walk-in closets. Step outside to enjoy the screened pool and spa, creating the perfect setting for relaxing or entertaining. Recent updates include an additional A/C unit for enhanced comfort and efficiency. The spacious 3-car garage provides plenty of storage and includes a garage refrigerator that conveys with the home. Conveniently located near Haile Plantation trails, the Village Center, Hawkstone Golf & Country Club, and Lawton M. Chiles Elementary School, this home offers easy access to shopping, dining, recreation, and top-rated schools. Just minutes from the University of Florida, this property combines comfort, convenience, and refined living in one of Gainesville's most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,944
Sqft
0.27 ac
Lot size
2
Garage
2001
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,178 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,178/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Gainesville actives
$262 vs $200
Days on market
133 vs 44 typical
Where $262/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
184 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 243% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3212 SW 98TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$899,789
4813 SW 95TH TERRACE
5 bd · 3.5 ba · 2,946 sqft · $305/sqft · 16 DOM
Sold · Oct ’25$720,000
9542 SW 50TH ROAD
4 bd · 3 ba · 2,648 sqft · $272/sqft · 6 DOM
Sold · Aug ’25$586,000
9417 SW 53RD LANE
3 bd · 2.5 ba · 2,585 sqft · $227/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3212 SW 98TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3212 SW 98TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3212 SW 98TH DRIVE FAQs
What would the monthly payment be for 3212 SW 98TH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,178/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3212 SW 98TH DRIVE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3212 SW 98TH DRIVE?+
The most recent tax bill on record (2025) was $5,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3212 SW 98TH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $769,900, this home is listed about 160% above the Gainesville median of $296,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3212 SW 98TH DRIVE?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$769,900 runs 243% above the GAINESVILLE 32608 median — but at 2,944 sqft it's also nearly twice the size of the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
133 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $779,000, now $769,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MILLER REAL ESTATE · Barbara Miller. MLS #GC539003.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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