167 SW THURMAN TERRACE, LAKE CITY, FL, 32024
Active32 days on marketListed Aug 19, 2026MLS #GC541058
About this home
167 SW THURMAN TERRACE
An in-ground swimming pool shimmers at the heart of this 0.68-acre, no-HOA property, where a tastefully updated 3-bed, 2-bath brick residence spans 2,367 sq ft amid mature landscaping and expansive lawn space, creating an atmosphere that feels both stately and inviting. The entire interior showcases brand-new luxury vinyl plank flooring and a fresh coat of paint. Designed for day-to-day comfort and effortless entertaining, the front entry opens to a central hallway leading into a formal living and dining room flow. The updated kitchen features classic white wood cabinetry, stainless steel appliances, and a seamless connection to a convenient mudroom/laundry area where the dryer conveys. Beyond, an expansive family room serves as a major gathering hub, centered around a classic brick wood-burning fireplace. An additional, versatile gathering area sits just off the kitchen, where double doors open out to your backyard backdrop for summer fun. The bedrooms offer comfortable spaces for rejuvenation, including a renovated primary suite boasting dual double closets and a private ensuite complete with white wood cabinetry, ceramic countertops, double mirrors, and a modern walk-in shower. The secondary bedrooms share a well-appointed guest bath and are generously sized, with one offering a sizable walk-in closet. Out back, the open-air lifestyle offers a swim-ready in-ground pool equipped with a brand-new pump and filter, and serene, picturesque views of a 5 by 10 foot garden pond. The sprawling yard is fully enclosed by a secure chain-link fence and includes a 10 by 12 foot storage shed and a double gate for easy vehicle access. Built with reliable, well-maintained systems, including a 2-year-old septic tank and 5-year-old well pump, this property presents a rare opportunity to enjoy country-style tranquility and neighborhood freedom, all while remaining conveniently close to Lake City's shopping, dining, and everyday amenities. Contact us today to schedule your private tour and see how this exceptional home can easily become your next chapter!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,367
Sqft
0.68 ac
Lot size
1973
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$146 vs $191
Days on market
32 vs 72 typical
Where $146/sqft sits among the 61 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
30 of 61
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 167 SW THURMAN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
161 SW DYLAN WAY
3 bd · 2 ba · 2,412 sqft · $160/sqft · 5 DOM
Sold · Feb ’26$290,000
123 SW RANDALL TERRACE
3 bd · 2 ba · 2,498 sqft · $116/sqft · 152 DOM
Sold · Oct ’25$335,000
144 SW STONEHENGE LANE
3 bd · 2 ba · 1,932 sqft · $173/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 167 SW THURMAN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 167 SW THURMAN TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
167 SW THURMAN TERRACE FAQs
What would the monthly payment be for 167 SW THURMAN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 167 SW THURMAN TERRACE?+
The most recent tax bill on record (2025) was $3,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $345,999, this home is listed about 14% below the Lake City median of $403,025. The market section on this page shows how the area is trending.
Which schools are assigned to 167 SW THURMAN TERRACE?+
Columbia City Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE CITY 32024 market on paper
$345,999 is 16% below the LAKE CITY 32024 median of $412,150, and at $146/sqft it sits under the Lake City average of $212.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $349,999, now $345,999 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Sable Barron. MLS #GC541058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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