21528 NW 209TH TERRACE, HIGH SPRINGS, FL, 32643
Active100 days on marketListed Jun 12, 2026MLS #GC541142
About this home
21528 NW 209TH TERRACE
Buyers financing fell through. BACK ON THE MARKET. Escape to the peace and privacy of North Central Florida with this exceptional 10-acre fully fenced property located in the heart of High Springs. Whether you're dreaming of a mini-farm, homestead, equestrian retreat, or the perfect place to build your forever home, this unique property offers endless possibilities with no HOA restrictions. Built in 1999, the existing 4-bedroom, 2-bath home provides a comfortable place to live while you make the property your own. A mobile home currently situated on the property presents an incredible opportunity for renovation, guest accommodations, rental income potential, or removal to create the ideal setting for your custom dream home. Designed with country living in mind, the property features a large metal barn and an additional oversized metal shed with a concrete foundation, providing ample space for equipment, workshops, hobbies, storage, or agricultural use. The fully fenced 10 acres offer plenty of room for horses, livestock, gardening, recreational vehicles, and all of your outdoor pursuits. Conveniently located just minutes from the crystal-clear, world-renowned springs that make High Springs a sought-after destination, you'll enjoy easy access to outdoor adventures including kayaking, paddleboarding, swimming, hiking, and exploring the natural beauty of the area. Charming downtown High Springs offers locally owned shops, restaurants, and small-town appeal, while local favorites like Bev's Better Burgers are just a short drive away. If you've been searching for acreage, freedom from HOA restrictions, and a property with unlimited potential in one of Alachua County's most desirable communities, this High Springs gem is ready to bring your vision to life.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,944
Sqft
10 ac
Lot size
1
Garage
1999
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,268 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,268/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs N/A
$159 vs $288
Days on market
100 vs 35 typical
Where $159/sqft sits among the 226 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
118 of 226
N/A have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 21528 NW 209TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Sold · Dec ’25$485,000
29655 SE 152ND (RAVENSWOOD) PLACE · same community
3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21528 NW 209TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21528 NW 209TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21528 NW 209TH TERRACE FAQs
What would the monthly payment be for 21528 NW 209TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,268/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21528 NW 209TH TERRACE?+
The most recent tax bill on record (2025) was $1,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in High Springs?+
At $310,000, this home is listed about 18% below the High Springs median of $376,950. The market section on this page shows how the area is trending.
Which schools are assigned to 21528 NW 209TH TERRACE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
100 days on market against a High Springs median of 35 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $350,000, now $310,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Luke Brantley. MLS #GC541142.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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