CENTURY 21 Edge
$739,000$799,0004 bd4 ba2,988 sqft$247 /sqft≈$5,114 /mo all-in ↓

1524 SW 37TH AVENUE, GAINESVILLE, FL, 32608

Active37 days on marketListed Sep 5, 2026MLS #GC542211

✦ Reduced $60KSingle Family ResidenceN/A

About this home

1524 SW 37TH AVENUE

Perfectly located just one mile from the University of Florida campus and UF Health. This spacious home offers an exceptional combination of convenience, privacy, and versatility. The property sits on a beautiful 4 acre lot, providing plenty of space to relax and enjoy. The home features 4 bedrooms and 4 full bathrooms, along with two upper-level flex rooms that can easily serve as additional bedrooms, home offices, study spaces, or hobby rooms. These flex rooms share convenient access to a full bathroom, making the layout adaptable to a variety of living arrangements. This property is a rare opportunity. The Property is located within a platted subdivision, and the parcel currently includes two sections that could potentially be developed as two separate buildable lots in the future, or retained as one larger parcel of approximately one acre. Additionally, another home may be permitted on the property where the existing home is located, subject to applicable zoning and building requirements. The additional home would need to be approximately one-half the square footage of the existing home, or approximately 1,500 square feet. Please review the attached zoning letter for the specific requirements and limitations.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,988

Sqft

3.1 ac

Lot size

1948

Year built

Two

Levels

$247

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$8,277/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,114 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property tax — 2025 actual bill$690
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,900
Interest rate6.00%
Loan term

Estimated payment

$5,114/mo

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property taxes (actual bill)$690
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $739K
$246KedgeAI estimate $265,855 · range $256K–$288K$769K

vs edgeAI estimate

+178%

$/sqft vs N/A

$247 vs $275

Days on market

37 vs 75 typical

Where $247/sqft sits among the 244 homes for sale in N/A

119 · this home
68
19
12
8
18
$135–269$269–403$403–536$536–670$670–803$803+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32608 — neighborhood snapshot

Population

53,966

Median age

30.2

Median income

$60,182

Median home value

$340,200

Avg household

2.3

Households w/ children

4,332

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

139 of 244

N/A have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 233% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $739,000 ▼ $60K
Sep 5, 2026Listed at $799,000 · 37 days on market since
1948Built · N/A

Reality check

What actually sold near 1524 SW 37TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

Carr 156 KM 12.1 INT BO. PALO HINCADOSold · Dec ’25

$254,000

Carr 156 KM 12.1 INT BO. PALO HINCADO · same community

5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1524 SW 37TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1524 SW 37TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1524 SW 37TH AVENUE FAQs

What would the monthly payment be for 1524 SW 37TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,114/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1524 SW 37TH AVENUE?+

The most recent tax bill on record (2025) was $8,277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $739,000, this home is listed about 159% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1524 SW 37TH AVENUE?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$739,000 runs 233% above the GAINESVILLE 32608 median — but at 2,988 sqft it's also nearly twice the size of the typical Gainesville listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $799,000, now $739,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA REALTY · Denise Mongiardo. MLS #GC542211.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1524 SW 37TH AVENUE, GAINESVILLE, FL — 4 Bed, 4 Bath — $739,000 | CENTURY 21 Edge