Lot 33 CONCORD BOULEVARD, CHIPLEY, FL, 32428
Active15 days on marketListed Aug 1, 2026MLS #GC542329
About this home
Lot 33 CONCORD BOULEVARD
Discover the perfect place to build your dream home on this beautiful 0.29-acre high and dry homesite in the growing community of Sunny Hills. Situated on a quiet paved road off Concord Boulevard, this flat lot offers added privacy with the neighboring lots on both sides currently undeveloped. Scattered mature oaks and pines provide a picturesque natural setting while leaving plenty of space to design the home you've been dreaming of. Conveniently located just minutes from Highway 77, you'll enjoy easy access while embracing the peaceful lifestyle that makes Sunny Hills so desirable. Zoned for single-family residential, the property features public water availability, requires a septic system, and is served by Florida Power & Light. Deed restrictions help protect property values, and there is no HOA. Sunny Hills is one of Northwest Florida's fastest-growing communities, with beautiful new construction throughout the neighborhood. Residents enjoy the renowned 18-hole Sunny Hills Golf & Country Club, the spring-fed Boat Lake Swim Park, freshwater lakes perfect for fishing, boating, kayaking, and exploring, as well as picnic areas, playgrounds, beach volleyball courts, and nearby Falling Waters State Park, home to Florida's tallest waterfall. Ideally located less than 30 minutes from Chipley, Lynn Haven, and Northwest Florida Beaches International Airport, and under an hour from the sugar-white sands of Panama City Beach, this property offers the perfect blend of small-town charm and modern convenience. Whether you're ready to build now or invest for the future, this exceptional homesite is an opportunity you won't want to miss. Drive by today and imagine the possibilities!
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$270 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$270/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside CHIPLEY 32428
CHIPLEY 32428 — neighborhood snapshot
Population
18,015
Median age
40.9
Median income
$52,234
Median home value
$157,900
Avg household
2.42
Households w/ children
2,053
For the school run
Washington County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The CHIPLEY 32428 market
This home is listed 45% above the CHIPLEY 32428 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 33 CONCORD BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 33 CONCORD BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 33 CONCORD BOULEVARD FAQs
What would the monthly payment be for Lot 33 CONCORD BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $270/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 33 CONCORD BOULEVARD?+
The most recent tax bill on record (2025) was $114. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in CHIPLEY 32428?+
At $15,900, this home is listed about 45% above the CHIPLEY 32428 median of $11,000. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 33 CONCORD BOULEVARD?+
Vernon High School (high), Vernon Middle School (middle), Vernon Elementary School (elementary), Chipley High School (high), Roulhac Middle School (middle), Kate M. Smith Elementary School (elementary) — Washington County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIRST CHOICE REALTY OF NORTH FLORIDA LLC · Dawn Johnson. MLS #GC542329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.