3396 NW 31ST AVENUE, BELL, FL, 32619
Active64 days on marketListed Aug 7, 2026MLS #GC542402
About this home
3396 NW 31ST AVENUE
Welcome to your own piece of North Florida! This stunning 2024-built home sits on 5 beautiful acres in Bell, Florida, offering a rare combination of modern design, country living, a private pool, and plenty of room to enjoy the outdoors. Located in a gated community with paved road access, this partially fenced property offers a horse-friendly setting and plenty of space to enjoy the North Florida lifestyle. Inside, this home truly stands out. The interior features a beautiful, thoughtfully designed aesthetic with gorgeous finishes, plenty of natural light, and a clean, inviting feel throughout. The 3-bedroom, 2-bathroom layout offers modern comfort while still feeling warm and welcoming, with attention to detail throughout the home. Step outside and enjoy your own private pool and spacious deck, creating the perfect place to relax, entertain, or spend time with family and friends. With 5 acres to spread out, there is plenty of room for animals, outdoor activities, gardening, hobbies, or simply enjoying the peace and privacy that comes with owning acreage. A detached pole barn adds even more versatility to the property, offering space for equipment, vehicles, storage, hobbies, or outdoor toys. The partially fenced acreage and horse-friendly setting make this an excellent option for anyone looking for a beautiful North Florida property with room for animals and plenty of space to enjoy. Located in Bell, this property offers the peaceful country lifestyle buyers are looking for while still being close to the springs, outdoor recreation, and natural beauty that make North Central Florida so desirable. If you’ve been searching for a 2024-built home on 5 acres in Bell, FL with a pool, pole barn, horse-friendly acreage, paved road access, and the privacy of a gated community, this property is definitely worth seeing in person.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,176
Sqft
5 ac
Lot size
2024
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,636 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,636/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bell actives
$321 vs $203
Days on market
64 vs 81 typical
Where $321/sqft sits among the 25 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$273K → $240K
Bell median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
16 of 25
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near 3396 NW 31ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$315,000
3780 NW COUNTY ROAD 340
4 bd · 2.5 ba · 2,095 sqft · $150/sqft · 38 DOM
Sold · Sep ’26$517,000
3705 NW 31ST AVENUE
3 bd · 2 ba · 1,808 sqft · $286/sqft · 29 DOM
Sold · May ’26$770,000
3670 NW 20TH AVENUE
4 bd · 2.5 ba · 2,731 sqft · $282/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3396 NW 31ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3396 NW 31ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3396 NW 31ST AVENUE FAQs
What would the monthly payment be for 3396 NW 31ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,636/mo — principal and interest, the actual property-tax bill, the $1/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3396 NW 31ST AVENUE?+
The association fee works out to $1 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3396 NW 31ST AVENUE?+
The most recent tax bill on record (2025) was $5,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3396 NW 31ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bell?+
At $699,000, this home is listed about 114% above the Bell median of $327,245. The market section on this page shows how the area is trending.
Which schools are assigned to 3396 NW 31ST AVENUE?+
Bell Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 154% above the BELL 32619 median — but at 2,176 sqft it's also 42% larger than the typical Bell listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $709,000, now $699,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jessie Cox. MLS #GC542402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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