3177 NW 9TH TERRACE, GAINESVILLE, FL, 32609
Active5 days on marketListed Aug 3, 2026MLS #GC542424
Come see it
Upcoming open house
Sat, Aug 8
2:00 PM – 4:00 PM
About this home
3177 NW 9TH TERRACE
Step inside this beautifully maintained 3-bedroom, 2-bath home offering 1,220 square feet of inviting living space filled with natural light. A soaring entryway creates an lasting first impression, while updated flooring flows throughout the home, adding a fresh, modern feel. Large windows brighten the living areas, creating a warm and welcoming atmosphere perfect for everyday living or entertaining. Outside, the fresh exterior paint enhances curb appeal and gives the home a crisp, updated look. Thoughtfully designed with comfort and functionality in mind, this home is ready for its next owner to make lasting memories. Conveniently located near shopping, dining, parks, and the University of Florida, you'll enjoy easy access to everything Gainesville has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,220
Sqft
0.18 ac
Lot size
1999
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs Gainesville actives
$217 vs $200
Days on market
5 vs 45 typical
Where $217/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stephen Foster
Get to know Gainesville. See the full Gainesville guide →
Stephen Foster — neighborhood snapshot
Population
1,519
Median age
55
Median income
$47,944
Median home value
$178,234
Avg household
2
Households w/ children
87%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
181 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the GAINESVILLE 32609 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3177 NW 9TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$417,500
104 W CHELSEA STREET · same community
3 bd · 2 ba · 1,280 sqft · $326/sqft · 8 DOM
Sold · May ’26$247,000
3215 TROY AVENUE · same community
2 bd · 2 ba · 1,134 sqft · $218/sqft · 126 DOM
Sold · Oct ’25$400,000
714 Tallapoosa Street, West Palm Beach FL 33405 · same community
2 bd · 1 ba · 848 sqft · $472/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3177 NW 9TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3177 NW 9TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3177 NW 9TH TERRACE FAQs
What would the monthly payment be for 3177 NW 9TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3177 NW 9TH TERRACE?+
The most recent tax bill on record (2025) was $3,602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3177 NW 9TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $265,000, this home is listed about 11% below the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3177 NW 9TH TERRACE?+
Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jeremy Williams. MLS #GC542424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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