2103 SW 75TH TERRACE, GAINESVILLE, FL, 32607
Active7 days on marketListed Aug 7, 2026MLS #GC542490
About this home
2103 SW 75TH TERRACE
Beautifully updated home for lease in SW Gainesville's The Reserve neighborhood, available September 7th. This 3 bedroom plus office, 2 bathroom home has new luxury vinyl plank flooring, new interior paint, lighting, deck and fireplace surround. Great location only 6 miles to UF, 2 miles to I-75, and a short distance to area shops and restaurants. Zoned for A-rated schools: Chiles Elementary, Kanapaha Middle and Buchholz High School. From the covered front entrance, you will love the open floor plan and high ceilings. To the left is the office with large French doors and double sided fireplace. To the right is the dining room with large window overlooking the front yard. Straight ahead is the Great Room with double sided fireplace that opens to the kitchen and breakfast nook. The large kitchen as a pantry, breakfast bar and nook, and lots of cabinet space. The bedrooms are a split plan for privacy. Off the Great Room is the primary bedroom with tray ceiling, two closets: one is walk-in, and en-suite bathroom. The primary bathroom has private water closet, separate tub, stand-alone shower, double vanity and linen closet. Off the kitchen is are the two guest bedrooms and guest bathroom. There is also an in-door laundry room with washer and dryer. Off the Great Room is a large Florida Room that has tiled floor and opens to the rear yard. The large backyard has a new wood deck and large 20 x 15 storage shed. The backyard is fenced. Off the laundry room is a side entry, two car garage., $54 application fee. 12 month lease. Unfurnished. Tenant pays for utilities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,190
Sqft
0.41 ac
Lot size
2
Garage
1992
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $200
Days on market
7 vs 44 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Avalon
Get to know Gainesville. See the full Gainesville guide →
Avalon — neighborhood snapshot
Population
1,108
Median age
36
Median income
$138,607
Median home value
$366,700
Avg household
3
Households w/ children
112
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2103 SW 75TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$335,000
7717 SW 22ND AVENUE · same community
4 bd · 2 ba · 2,115 sqft · $158/sqft · 125 DOM
Sold · Jun ’26$406,000
13944 TALMAGE LOOP · same community
3 bd · 2 ba · 2,090 sqft · $194/sqft · 35 DOM
Sold · Jul ’26$410,000
13943 TALMAGE LOOP · same community
3 bd · 2 ba · 2,034 sqft · $202/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2103 SW 75TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2103 SW 75TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2103 SW 75TH TERRACE FAQs
What would the monthly payment be for 2103 SW 75TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2103 SW 75TH TERRACE?+
The listing reports pets: Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $2,900, this home is listed about 99% below the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2103 SW 75TH TERRACE?+
Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32607 market on paper
$2,900 is 98% below the GAINESVILLE 32607 median of $179,000, and at $1/sqft it sits under the Gainesville average of $209.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Gainesville market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ARISTA REALTY · Mike Hastings. MLS #GC542490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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