CENTURY 21 Edge
$339,000$349,0003 bd2 ba1,565 sqft$217 /sqft≈$2,745 /mo all-in ↓

16603 NW 168TH TERRACE, ALACHUA, FL, 32615

Active44 days on marketListed Aug 27, 2026MLS #GC542588

✦ Reduced $10KSingle Family ResidenceHERITAGE OAKS PH 1

About this home

16603 NW 168TH TERRACE

Virtually Staged. Rock the afternoon away on the porch as the sun sets on Heritage Oaks and this gorgeous craftsman style home in beautiful Alachua, Florida. Perched on a gently sloping corner lot with a meticulously maintained front yard the leaded glass entry welcomes you into a stately arched foyer. You'll immediately appreciate the hand scraped engineered hardwood floors, high tray ceilings, and crown molding of the sprawling and open great room bathed in natural light from a group of large windows. The kitchen is a chef's delight with 42" solid wood cabinetry, stainless appliances, granite counters, and coordinating stone backsplash. You'll look forward to the end of every day in the spacious primary suite featuring a spa-like bathroom with dual vanities, an oversized walk in closet, large walk in shower, and a relaxing jetted garden tub. The split floorpan includes two more comfortable bedrooms and a full bathroom on the other side of the home, as well as a clever office nook. The screened lanai and paver patio create the perfect setting to enjoy the fully fenced back yard and central Florida weather all year long. Alachua is a friendly community with a charming downtown, many excellent dining and shopping options, and a booming business corridor all conveniently located with easy I-75 access to both Gainesville and Lake City. The natural beauty of world renowned springs is also nearby, as well as many other recreational opportunities, Shands, VA and North Florida Regional hospitals, Santa Fe College, and the University of Florida! Call today to see this wonderful home for yourself.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,565

Sqft

0.19 ac

Lot size

2

Garage

2015

Year built

One

Levels

$217

Per sqft

Pets allowed

Inside

FlooringBamboo · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab · Stem Wall
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Rear · On Street
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$50/mo
Taxes (2025)$4,667/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,745 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$389
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,745/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$389
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$293KedgeAI estimate $317,213 · range $305K–$332K$353K

vs edgeAI estimate

+6.9%

$/sqft vs Alachua actives

$217 vs $189

Days on market

44 vs 90 typical

Where $217/sqft sits among the 139 Alachua actives

61
41 · this home
10
10
6
11
$150–185$185–221$221–256$256–292$292–327$327+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alachua

Get to know Alachua. See the full Alachua guide →

ALACHUA 32615 — neighborhood snapshot

Population

16,244

Median age

40.3

Median income

$79,983

Median home value

$289,000

Avg household

2.56

Households w/ children

1,833

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$319K → $333K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

78 of 139

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,000 ▼ $10K
Aug 27, 2026Listed at $349,000 · 44 days on market since
2015Built · HERITAGE OAKS PH 1

Reality check

What actually sold near 16603 NW 168TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16704 NW 166TH ROADSold · Sep ’26

$349,000

16704 NW 166TH ROAD · same community

3 bd · 2 ba · 1,604 sqft · $218/sqft · 36 DOM

16624 NW 165TH TERRACESold · Jun ’26

$332,500

16624 NW 165TH TERRACE · same community

3 bd · 2 ba · 1,664 sqft · $200/sqft · 22 DOM

17811 NW 170TH PLACESold · Mar ’26

$291,990

17811 NW 170TH PLACE

3 bd · 2 ba · 1,619 sqft · $180/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16603 NW 168TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16603 NW 168TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16603 NW 168TH TERRACE FAQs

What would the monthly payment be for 16603 NW 168TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,745/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16603 NW 168TH TERRACE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16603 NW 168TH TERRACE?+

The most recent tax bill on record (2025) was $4,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16603 NW 168TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $339,000, this home is listed about 3% below the Alachua median of $350,850. The market section on this page shows how the area is trending.

Which schools are assigned to 16603 NW 168TH TERRACE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · Tate Mikell. MLS #GC542588.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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