COUNTY ROAD 315, MELROSE, FL, 32666
Active4 days on marketListed Aug 10, 2026MLS #GC542622
About this home
COUNTY ROAD 315
Build your vision on this 0.22-acre residentially zoned parcel in Melrose! Conveniently located directly on paved County Road 315, this unimproved lot offers a great opportunity for those looking for property without the restrictions of a traditional neighborhood setting. No neighborhood or HOA to contend with. Property is currently unimproved, allowing the new owner to plan according to their needs. Enjoy the rural feel of the Melrose area while remaining convenient to nearby amenities. Buyer to verify zoning, permitted uses, utilities, well/septic requirements, access, and all building requirements with the appropriate county authorities.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near COUNTY ROAD 315
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$32,000
7935 HONEYDEW CIRCLE
2 bd · 1.5 ba · 624 sqft · $51/sqft · 235 DOM
Sold · Oct ’25$40,000
7929 HONEYDEW CIRCLE
2 bd · 2 ba · 1,080 sqft · $37/sqft · 67 DOM
Sold · Sep ’25$345,000
5506 DARWOOD STREET
4 bd · 2 ba · 1,976 sqft · $175/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about COUNTY ROAD 315 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for COUNTY ROAD 315 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
COUNTY ROAD 315 FAQs
What would the monthly payment be for COUNTY ROAD 315?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on COUNTY ROAD 315?+
The most recent tax bill on record (2025) was $15. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $24,900, this home is listed about 94% below the Melrose median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to COUNTY ROAD 315?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PEPINE REALTY · Jennifer Ford. MLS #GC542622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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