5205 SW 97TH DRIVE, GAINESVILLE, FL, 32608
Active59 days on marketListed Aug 12, 2026MLS #GC542696
About this home
5205 SW 97TH DRIVE
Enjoy comfortable living in this spacious 2-bedroom, 2.5-bath townhome located in the desirable Plantation Villas community of Haile Plantation. With approximately 1,400 square feet of living space, this two-story home offers plenty of room to spread out while keeping you close to everything Gainesville has to offer. The main living area provides a comfortable space for relaxing or entertaining, while the kitchen and dining area offer an easy, functional layout for everyday living. Both bedrooms provide the added convenience of their own bathrooms, with an additional half bath downstairs for guests. Step outside and enjoy the Haile Plantation lifestyle, with beautiful walking and biking areas and convenient access to community amenities. The home is ideally located near shopping, dining, Celebration Pointe, Butler Plaza, I-75, UF Health Shands Hospital, and the University of Florida. If you're looking for a spacious home in an established Southwest Gainesville community with an unbeatable location, this one is worth a look! BEWARE of potential fraud. This home is professionally managed by Pepine Property Management. We do NOT ask any of our potential residents to wire funds. Our main office is located in Gainesville, Florida. Renter’s insurance is mandatory for all tenants. A policy with at least $100,000 in liability coverage must be provided before move in. Move In Costs: - $75 Application Fee Per Adult. Each adult must complete a separate application. - Security Deposit/Holding Deposit Starts @ 1 Months' Rent (may increase depending on screening) - $250 Administrative Fee - $350 Non-Refundable Pet Fee Per Pet (pets must be approved. Max 2 pets per property) - $35 Per Month Pet Rent We use a third-party service, PetScreening, to ensure all applicants understand how to adhere to the property's pet and animal policies, even if you do not have a pet or animal. All applicants must complete a Pet, No Pet, or Animal Profile. This home is eligible for Pepine Property Management's Tenant Benefits Package (TBP) for an additional $60.00 per month. The package includes on-demand pest control (up to four service calls annually), HVAC air filter delivery for applicable properties, move-in concierge service to assist with utility connections and home service setup, and additional resident benefits. The TBP fee is separate from the advertised monthly rent. Additional details will be provided during the application process.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,400
Sqft
0.03 ac
Lot size
1995
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HAILE PLANTATION
$1 vs $230
Days on market
59 vs 75 typical
Where $1/sqft sits among the 14 homes for sale in HAILE PLANTATION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 14
HAILE PLANTATION have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5205 SW 97TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$217,000
5262 SW 97TH DRIVE · same community
2 bd · 2.5 ba · 1,400 sqft · $155/sqft · 16 DOM
Sold · May ’26$375,100
5326 SW 83RD TERRACE · same community
3 bd · 2 ba · 1,454 sqft · $258/sqft · 16 DOM
Sold · May ’26$313,250
4921 SW 83RD TERRACE · same community
3 bd · 2 ba · 1,478 sqft · $212/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5205 SW 97TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5205 SW 97TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5205 SW 97TH DRIVE FAQs
What would the monthly payment be for 5205 SW 97TH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5205 SW 97TH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,695, this home is listed about 99% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5205 SW 97TH DRIVE?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32608 market on paper
$1,695 is 99% below the GAINESVILLE 32608 median of $225,000, and at $1/sqft it sits under the Gainesville average of $204.
02Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,795, now $1,695 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE PROPERTY MANAGEMENT, LLC · Jenifer Bullard. MLS #GC542696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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