CENTURY 21 Edge
$239,9003 bd1 ba1,324 sqft$181 /sqft≈$1,914 /mo all-in ↓

418 NE 3RD STREET, TRENTON, FL, 32693

Active37 days on marketListed Sep 4, 2026MLS #GC542756

Single Family ResidenceNOT IN A SUBDIVISON

About this home

418 NE 3RD STREET

UPDATED HOME, HUGE DETACHED WORKSHOP, AND AN INCREDIBLE PRICE UNDER $240,000 IN THE HEART OF TRENTON, FLORIDA! Looking for a home that offers comfort, convenience, and some incredible extras without breaking the bank? This beautifully updated 3-bedroom, 1-bathroom home is perfectly situated in the heart of Trenton, offering small-town charm and easy access to local shopping, dining, schools, and everyday amenities! From the moment you arrive, you'll appreciate the welcoming front porch, attractive yard, and the convenience of having both the front and backyard fenced with additional cross fencing, creating versatile outdoor spaces for pets, gardening, and recreation. Step inside and discover a bright, inviting open floor plan with a spacious living room and a comfortable layout designed for everyday living. A welcoming foyer area leads into the kitchen, featuring abundant cabinetry and convenient access to the generously sized dining room, perfect for hosting gatherings, enjoying family meals, or entertaining friends. The thoughtfully arranged split-bedroom floor plan offers flexibility, with one bedroom situated separately from the other two. Currently utilized as an entertainment room and office, this versatile space could easily serve as a traditional bedroom, home office, hobby room, or additional living area! Two more comfortable bedrooms and a full guest bathroom complete the interior. Just off the dining room, a side entrance leads to a wonderful screened porch, offering the perfect place to enjoy your morning coffee, unwind in the evenings, or simply relax while enjoying the Florida breeze. An enclosed laundry room adds convenience and functionality. BUT THE REAL BONUS IS WAITING IN THE BACKYARD! An impressive 25x32 DETACHED GARAGE/WORKSHOP provides an incredible amount of additional space! Whether you need covered parking, room for tools and equipment, storage for your UTV or golf cart, or the perfect place for woodworking and weekend projects, this fantastic building offers so many possibilities. An attached lean-to and additional enclosed storage area make this already impressive workshop even more functional! Enjoy the convenience of living in the heart of Trenton, where you're just a short bike ride or drive from local amenities while still having the space and flexibility of your own fenced property. Whether you're purchasing your first home, downsizing, or simply looking for a well-maintained property with a workshop and plenty of storage, this one deserves your attention!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,324

Sqft

0.43 ac

Lot size

2

Garage

1946

Year built

One

Levels

$181

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryIn Garage · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNortheast
ExteriorPrivate Mailbox · Private Yard · Rain Gutters · Storage

Community & fees

Taxes (2025)$2,823/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,914 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$235
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$1,914/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$235
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$190KedgeAI estimate $219,447 · range $198K–$241K$251K

vs edgeAI estimate

+9.3%

$/sqft vs Trenton actives

$181 vs $189

Days on market

37 vs 70 typical

Where $181/sqft sits among the 31 Trenton actives

10
8 · this home
4
3
3
3
$108–151$151–193$193–235$235–278$278–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trenton

Get to know Trenton. See the full Trenton guide →

TRENTON 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Trenton market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$209K → $295K

Trenton median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

17 of 31

Trenton actives have cut their price

Median sold price, Trenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the TRENTON 32693 median. See the full Trenton market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $239,900 · 37 days on market since
1946Built · NOT IN A SUBDIVISON

Reality check

What actually sold near 418 NE 3RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2190 NE 130TH AVENUESold · Jan ’26

$260,000

2190 NE 130TH AVENUE · same community

1 bd · 1 ba · 800 sqft · $325/sqft · 15 DOM

518 NE 2ND STREETSold · May ’26

$87,000

518 NE 2ND STREET

2 bd · 1 ba · 1,299 sqft · $67/sqft · 4 DOM

501 NW SECOND STREETSold · Nov ’25

$200,000

501 NW SECOND STREET

3 bd · 2 ba · 1,363 sqft · $147/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 418 NE 3RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 418 NE 3RD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

418 NE 3RD STREET FAQs

What would the monthly payment be for 418 NE 3RD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 418 NE 3RD STREET?+

The most recent tax bill on record (2025) was $2,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Trenton?+

At $239,900, this home is listed about 19% below the Trenton median of $294,450. The market section on this page shows how the area is trending.

Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC542756.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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