120 TRAIL STREET NW, BRANFORD, FL, 32008
Active30 days on marketListed Aug 21, 2026MLS #GC542852
About this home
120 TRAIL STREET NW
Here is your opportunity to own a lot with 200+ feet of prime frontage on the Santa Fe River. The lot is located on the south site of the Santa Fe and just 3/4 of a mile from the convergence of the Itchetucknee River and the Santa Fe
Facts & features
The home at a glance
0.77 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $345K
Branford median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 TRAIL STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$235,000
4113 288TH TERRACE
2 bd · 2 ba · 1,316 sqft · $179/sqft · 59 DOM
Sold · Dec ’25$120,750
4109 282ND TERRACE
3 bd · 2 ba · 1,373 sqft · $88/sqft · 78 DOM
Sold · Apr ’26$240,000
3565 284TH TERRACE
3 bd · 2 ba · 1,392 sqft · $172/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 120 TRAIL STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 TRAIL STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
120 TRAIL STREET NW FAQs
What would the monthly payment be for 120 TRAIL STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 TRAIL STREET NW?+
The most recent tax bill on record (2025) was $1,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $99,000, this home is listed about 78% below the Branford median of $449,500. The market section on this page shows how the area is trending.
Which schools are assigned to 120 TRAIL STREET NW?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRANFORD 32008 market on paper
$99,000 is 61% below the BRANFORD 32008 median of $251,250.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lafayette Elementary School — Lafayette Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP, LLC · Mike Rust. MLS #GC542852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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