626 NW 31ST PLACE, GAINESVILLE, FL, 32609
Active61 days on marketListed Aug 19, 2026MLS #GC542855
About this home
626 NW 31ST PLACE
Discover this charming cottage nestled in the heart of Gainesville. Enjoy a short bike ride to the University of Florida or Downtown in just minutes. Conveniently located near both Publix and Wards Market—one to the west and the other to the east—you'll have easy access to all your shopping needs. Plus, Curia on 6th Street is just a quick and pleasant walk away, perfect for your morning coffee or a relaxing happy hour beer! Grad Students welcome. 2 pets welcome. Washer and dryer can be included if needed.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
806
Sqft
0.23 ac
Lot size
1949
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$2 vs $195
Days on market
61 vs 71 typical
Where $2/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stephen Foster
Get to know Gainesville. See the full Gainesville guide →
Stephen Foster — neighborhood snapshot
Population
1,519
Median age
55
Median income
$47,944
Median home value
$178,234
Avg household
2
Households w/ children
87%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
234 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32609 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 626 NW 31ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$167,500
2721 SUNSHINE DRIVE N · same community
2 bd · 1 ba · 720 sqft · $233/sqft · 6 DOM
Sold · Jul ’26$253,000
1005 WAYNESVILLE AVENUE · same community
3 bd · 1 ba · 1,084 sqft · $233/sqft · 62 DOM
Sold · Aug ’26$320,000
3259 PARKWAY PLACE · same community
2 bd · 2 ba · 1,158 sqft · $276/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 626 NW 31ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 626 NW 31ST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
626 NW 31ST PLACE FAQs
What would the monthly payment be for 626 NW 31ST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 626 NW 31ST PLACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,400, this home is listed about 100% below the Gainesville median of $283,070. The market section on this page shows how the area is trending.
Which schools are assigned to 626 NW 31ST PLACE?+
Stephen Foster Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32609 market on paper
$1,400 is 99% below the GAINESVILLE 32609 median of $225,000, and at $2/sqft it sits under the Gainesville average of $202.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,495, now $1,400 — a $95 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GOLDEN RULE REAL ESTATE AND PROPERTY MANAGEMENT · April Strickland. MLS #GC542855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 626 NW 31ST PLACE but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Emanuel to ping you on any price or status change →