177 E COWPEN LAKE ROAD, HAWTHORNE, FL, 32640
Active4 days on marketListed Aug 25, 2026MLS #GC542859
Come see it
Upcoming open house
Sat, Aug 29
1:00 PM – 3:00 PM
About this home
177 E COWPEN LAKE ROAD
Are you searching for a rare opportunity to own a fully renovated LAKEFRONT POOL home offering some of the most beautiful sunsets? You found it! Welcome to 177 East Cowpen Lake Road, a beautifully renovated concrete-block home offering 3 bedrooms, 3.5 bathrooms, and nearly 2,000 square feet of living space, and direct access to Cowpen Lake - all situated on approximately 1.70 acres. Step inside, and you’ll immediately appreciate the warm character created by richly stained pine stairs, doors, and trim, perfectly complementing the home’s finishes and inviting lake-house atmosphere. The first floor is complete with a spacious bedroom and private en-suite bathroom, an intimate dining area, and a light-filled living room anchored by a beautiful red-brick fireplace. The fully renovated kitchen is sure to impress with sleek European-style slab cabinetry, granite countertops, and a brand-new stainless steel appliance package. Adjacent to the kitchen is a conveniently located half bath and built in study space. Upstairs, you’ll find two additional spacious bedrooms, each featuring its own private en-suite bathroom - providing exceptional comfort and privacy for family members and guests alike. Durable, low-maintenance flooring throughout means there is absolutely no carpet anywhere in the home. Step outside to your private lakefront oasis to find the recently resurfaced and remarcited swimming pool which overlooks Cowpen Lake. Whether you’re relaxing poolside, entertaining friends and family, or unwinding as the sun sets across the lake, this outdoor setting offers a lifestyle that is truly hard to replicate. Adding even more versatility to the property is a detached building, offering the perfect space for a workshop, guest suite, ADU, home office, studio, or the ultimate man cave. With its flexible potential, this additional structure provides valuable space for hobbies, guests, work, or recreation. Additional updates include a 2019 metal roof, new windows installed in 2024, complete replumbing and rewiring in 2024, and updated HVAC and water heater systems in 2025. Give us a call today to make this home your own!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,164
Sqft
1.7 ac
Lot size
1971
Year built
Two
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,852 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,852/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$243 vs $282
Days on market
4 vs 69 typical
Where $243/sqft sits among the 261 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $275K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
138 of 261
N/A have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 425% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 177 E COWPEN LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 177 E COWPEN LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 177 E COWPEN LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
177 E COWPEN LAKE ROAD FAQs
What would the monthly payment be for 177 E COWPEN LAKE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,852/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 177 E COWPEN LAKE ROAD?+
The most recent tax bill on record (2025) was $4,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 177 E COWPEN LAKE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hawthorne?+
At $524,900, this home is listed about 94% above the Hawthorne median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 177 E COWPEN LAKE ROAD?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$524,900 runs 425% above the HAWTHORNE 32640 median — but at 2,164 sqft it's also 49% larger than the typical Hawthorne listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Hawthorne market that averages 69 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jonathan Mills. MLS #GC542859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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