845 NW COUNTRY LAKE DRIVE, LAKE CITY, FL, 32055
Active23 days on marketListed Aug 28, 2026MLS #GC543033
About this home
845 NW COUNTRY LAKE DRIVE
Pre-Construction. To be built. As you walk in the front you will be welcomed by the stunning wood work on the foyer and dining walls. The open kitchen is truly spectacular with flush custom cabinetry a large ten-foot island that looks amazing and is functional. The pantry will not disappoint with a sleek barn door and ample shelving. The family room is open and airy with plenty of natural lighting and boasts cathedral ceilings, a beautiful fireplace and built-in shelving. On one end of the split floor plan is two bedrooms and two full bathrooms, one of these rooms having a large walk-in closet and a full bathroom with a door that leads to the back patio. On the opposite end of the home is the primary suite with more eye-catching woodwork on the back wall and a barn door leading into the primary bathroom. This bathroom is elegantly done with ample functional storage. Off the bathroom is an amazing walk-in closet with built in shelving. Outside of the primary suite is a large laundry room with custom cabinetry and plenty of space. A staircase by the back entry leads to a large bedroom/office/guest room/etc. This upstairs room has a full bathroom, a large closet, and pretty countryside views. This home is conveniently located just 10 minutes from your main stores, restaurants and shopping. *Photos are NOT the actual home, but a matching plan by the same builder, Sparks Construction, and represent the finishes offered.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,895
Sqft
0.74 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,386 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,386/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$311 vs $190
Days on market
23 vs 72 typical
Where $311/sqft sits among the 61 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
31 of 61
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 845 NW COUNTRY LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 845 NW COUNTRY LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
845 NW COUNTRY LAKE DRIVE FAQs
What would the monthly payment be for 845 NW COUNTRY LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 845 NW COUNTRY LAKE DRIVE?+
The most recent tax bill on record (2025) was $454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 845 NW COUNTRY LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $899,000, this home is listed about 123% above the Lake City median of $403,025. The market section on this page shows how the area is trending.
Which schools are assigned to 845 NW COUNTRY LAKE DRIVE?+
Pinemount Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROCKFORD REALTY GROUP · Kristina Mills. MLS #GC543033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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