CENTURY 21 Edge
$69,9003 bd1 ba610 sqft$115 /sqft$694 /mo all-in ↓

199 NW DAVIS COURT, WHITE SPRINGS, FL, 32096

Active23 days on marketListed Aug 28, 2026MLS #GC543084

Priced 30% below the WHITE SPRINGS 32096 medianSingle Family ResidenceNONE

About this home

199 NW DAVIS COURT

INVESTORS, CASH BUYERS & VISIONARIES — this one deserves a look! Located on a quiet paved road in Columbia County, this 3-bedroom, 1-bath fixer-upper sits on a beautiful one-acre parcel and is being sold together with an additional adjacent one-acre parcel for a total of approximately TWO ACRES and TWO SEPARATE PARCELS. The existing home is ready for renovation and offers an affordable opportunity to restore a country home while potentially creating additional value with the neighboring parcel. The property features a beautifully established yard, large mature trees, a private entrance, and surrounding larger parcels that provide a peaceful rural setting. An existing well and septic system are already in place. The well pump is no longer present, although the well and septic were reportedly functioning when last used; buyers should independently inspect and verify all systems. Water lines are also located throughout portions of the property, offering convenient access for watering trees, landscaping, and gardens. The second one-acre parcel opens the door to even more possibilities. Renovate the existing residence and enjoy the additional acreage, explore a second homesite for multigenerational living, or investigate the potential for a separate rental, guest property, or other income-producing use, subject to Columbia County zoning and permitting requirements. The location also creates an interesting opportunity for buyers considering a vacation rental or outdoor-recreation property. White Springs is situated along the historic Suwannee River and is home to Stephen Foster Folk Culture Center State Park, with paddling, fishing, hiking and access to the Suwannee River Wilderness Trail. Nearby Big Shoals State Park features Florida's largest whitewater rapids along with miles of hiking, biking and horseback-riding trails. Outdoor enthusiasts are also within reach of Ichetucknee Springs State Park, famous for its crystal-clear springs, tubing, kayaking and six-mile spring-fed river. The Florida National Scenic Trail passes through the White Springs area, and the community hosts the annual Florida Folk Festival, creating another draw for visitors throughout the year. And while the setting feels wonderfully rural, Lake City is conveniently nearby, offering shopping, restaurants, medical services and employment, with easy regional access to both I-75 and I-10. Whether your vision is a renovation project, affordable homestead, multigenerational compound, long-term rental, or potentially a charming North Florida vacation rental, 199 NW Davis Court offers two acres, two parcels, existing infrastructure and plenty of room to create value. Bring your ideas and see the possibilities.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

610

Sqft

2 ac

Lot size

1979

Year built

One

Levels

$115

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesNone
InteriorNinguno
LaundryInside
CoolingNone
HeatingNone

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationCrawlspace
FacesSoutheast
ExteriorPrivate Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$1,103/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$694 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$411
FHA mortgage insurance (est.)$31
Property tax — 2025 actual bill$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,447
Interest rate6.00%
Loan term

Estimated payment

$694/mo

Principal & interest$411
FHA mortgage insurance (est.)$31
Property taxes (actual bill)$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$115 vs $316

Days on market

23 vs 38 typical

Where $115/sqft sits among the 239 homes for sale in NONE

123 · this home
56
23
14
9
14
$111–324$324–537$537–750$750–962$962–1175$1175+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside White Springs

Get to know White Springs. See the full White Springs guide →

WHITE SPRINGS 32096 — neighborhood snapshot

Population

2,977

Median age

41.5

Median income

$50,000

Median home value

$111,800

Avg household

2.4

Households w/ children

385

For the school run

Columbia County School District

ElementaryFive Points Elementary School★★★★
HighColumbia High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The White Springs market

$759K$305K

White Springs median sold, yr/yr

120 of 239

NONE have cut their price

Median sold price, White Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the WHITE SPRINGS 32096 median. See the full White Springs market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $69,900 · 23 days on market since
1979Built · NONE

Reality check

What actually sold near 199 NW DAVIS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

28750 JONES LOOP ROADSold · Jan ’26

$339,000

28750 JONES LOOP ROAD · same community

2 bd · 1 ba · 886 sqft · $383/sqft · 0 DOM

1401 E VOORHIS AVENUESold · Dec ’25

$200,000

1401 E VOORHIS AVENUE · same community

2 bd · 1 ba · 961 sqft · $208/sqft · 204 DOM

1 FLORENCIO BARBOSASold · Nov ’25

$58,000

1 FLORENCIO BARBOSA · same community

1 bd · 1.5 ba · 0 sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 199 NW DAVIS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 199 NW DAVIS COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

199 NW DAVIS COURT FAQs

What would the monthly payment be for 199 NW DAVIS COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $694/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 199 NW DAVIS COURT?+

The most recent tax bill on record (2025) was $1,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 199 NW DAVIS COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in White Springs?+

At $69,900, this home is listed about 75% below the White Springs median of $279,999. The market section on this page shows how the area is trending.

Which schools are assigned to 199 NW DAVIS COURT?+

Five Points Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Wendy Swan. MLS #GC543084.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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