10283 RIVER WOOD DRIVE, LIVE OAK, FL, 32064
Active21 days on marketListed Aug 30, 2026MLS #GC543122
About this home
10283 RIVER WOOD DRIVE
Rare Suwannee Riverfront Home in Advent Christian Village! Experience waterfront living in the sought-after 55+ community of Advent Christian Village in Dowling Park, near Live Oak, Florida. This beautiful riverfront home offers peaceful views of the Suwannee River, abundant wildlife, mature landscaping, and a setting that captures the best of North Florida living. From the inviting half-circle driveway and beautifully landscaped grounds, step inside and immediately take in views of the river. Double and triple windows throughout the home fill the interior with natural light while showcasing river and surrounding green-space views from nearly every room. The home has been thoughtfully updated with a newer roof, flooring, appliances, exterior paint, patio doors, and screening on the back porch. Spend your days relaxing on the screened porch overlooking the Suwannee River, where the sellers have enjoyed watching wildlife, manatees, sturgeon, and unforgettable sunset views. Across the river, more than 2,000 acres of protected state land provide a beautiful natural backdrop and added privacy. A detached garage includes a window-filled office or studio overlooking the river, creating an ideal space for hobbies, a home office, or creative retreat. What truly sets this property apart is its location within Advent Christian Village, where riverfront homes are limited and residents enjoy an exceptional range of amenities including pickleball, indoor and outdoor pools, fitness facilities, walking and golf cart paths, art classes, clubs, community events, a market, library, medical services, and more. Enjoy the peace and natural beauty of Suwannee River waterfront living with the activities, services, and convenience of an established North Florida 55+ community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,848
Sqft
0.66 ac
Lot size
2
Garage
1979
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Live Oak actives
$265 vs $200
Days on market
21 vs 129 typical
Where $265/sqft sits among the 16 Live Oak actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32064 — neighborhood snapshot
Population
7,661
Median age
40.7
Median income
$50,315
Median home value
$164,300
Avg household
2.44
Households w/ children
631
The numbers that matter
The Live Oak market
$255K → $280K
Live Oak median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
9 of 16
Live Oak actives have cut their price
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the LIVE OAK 32064 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 10283 RIVER WOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$220,000
22750 112TH TERRACE
3 bd · 2 ba · 1,456 sqft · $151/sqft · 642 DOM
Sold · Oct ’25$210,500
22742 112TH TERRACE
3 bd · 2 ba · 1,352 sqft · $156/sqft · 578 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 10283 RIVER WOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10283 RIVER WOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10283 RIVER WOOD DRIVE FAQs
What would the monthly payment be for 10283 RIVER WOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,531/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10283 RIVER WOOD DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10283 RIVER WOOD DRIVE?+
The most recent tax bill on record (2025) was $1,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10283 RIVER WOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Live Oak?+
At $489,900, this home is listed about 59% above the Live Oak median of $309,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Sondra Hunt. MLS #GC543122.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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