8812 SW 111TH TERRACE, GAINESVILLE, FL, 32608
Active28 days on marketListed Sep 12, 2026MLS #GC543358
About this home
8812 SW 111TH TERRACE
Welcome home to 8812 SW 111th Terrace, a beautifully private 3-bedroom, 2-bath ranch tucked on a fully fenced 1.01-acre wooded lot in Gainesville. Inside, Saltillo tile flows through the open-concept living and dining areas, centered around a cozy wood-burning fireplace with a tiled surround and rustic wood mantel, while the galley kitchen impresses with granite countertops, stainless steel appliances, and both upper white and lower dark espresso-toned cabinetry. The spacious primary suite offers a large closet and en-suite bath which has been tastefully updated with a tiled walk-in shower and modern fixtures. A large enclosed garage/bonus space adds flexible bonus room potential, while a rear deck with French door access invites outdoor relaxation surrounded by mature trees. Additional highlights include a carport, two storage sheds, well and septic systems, and Clay Electric service—all combining to offer a peaceful, private retreat just minutes from town.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,659
Sqft
1.01 ac
Lot size
1979
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,470 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,470/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs Gainesville actives
$181 vs $198
Days on market
28 vs 75 typical
Where $181/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Ridge I
Get to know Gainesville. See the full Gainesville guide →
Hammock Ridge I — neighborhood snapshot
Population
256
Median age
54
Median income
$90,168
Median home value
$261,400
Avg household
2
Households w/ children
10%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
242 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 8812 SW 111TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$105,000
2603 SUNNY ACRES DRIVE N · same community
3 bd · 1 ba · 854 sqft · $123/sqft · 1 DOM
Sold · Oct ’25$355,000
9477 SW 67TH LANE
3 bd · 2 ba · 1,639 sqft · $217/sqft · 130 DOM
Sold · Apr ’26$428,682
9541 SW 66TH LANE
3 bd · 2 ba · 1,710 sqft · $251/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8812 SW 111TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8812 SW 111TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8812 SW 111TH TERRACE FAQs
What would the monthly payment be for 8812 SW 111TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8812 SW 111TH TERRACE?+
The most recent tax bill on record (2025) was $4,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8812 SW 111TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $300,000, this home is listed about 5% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8812 SW 111TH TERRACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CAMPUS TO COAST REALTY, LLC · Alaina Cash. MLS #GC543358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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