
752 N STATE ROAD 21, MELROSE, FL, 32666
Active7 days on marketListed Sep 14, 2026MLS #GC543401
About this home
752 N STATE ROAD 21
If being near Lake Santa Fe and lower property taxes sounds like what you're looking for, this home is for you. With only being five minutes from the lake, it makes backing down the boat, riding your jet ski, and fishing easy to do. On 1.85 acres, you'll immediately feel at ease as soon as you enter the property. This beautiful and unique concrete block home is elevated off the ground with no worries of flooding and invites you in with its natural light and warm, welcoming atmosphere. With an open layout, this home is perfect for entertaining, and areas to work from home or have a playroom area. You'll find 3 cozy bedrooms and 2 charming bathrooms here. Beyond the kitchen is a Florida Room with beautiful nature views where doing laundry will feel more enjoyable and less like a chore. Right outside the fully-fenced front and backyard, sits raised garden beds waiting for your plants and green thumb. There is a large garage perfect for storing your tools, using it as a workshop, housing your outdoor toys, or the perfect opportunity if you have a business - with its own separate electric meter! Around the back of the home you can access the basement where your water heater, plumbing and water softener system are all situated for easy access. Beautiful fruit trees (loquat, kumquat and orange) stand throughout the property. Bonus is an RV hookup nestled in the rear of the property. This home is situated in Melrose (Putnam County) conveniently located 20-30 minutes to Gainesville, providing a much smoother commute compared to other surrounding cities. Located throughout the charming town are local-loved restaurants such as Fryers, Gator Bait, and Blue Water Bay and beautiful parks such as Jill McGuire Santa Fe Lake Park, Melrose Bay Park, and Melrose Heritage Park. You can have it all here with an idyllic retreat at home, lake living, small-town charm and nearly everything just around the corner!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,556
Sqft
1.85 ac
Lot size
1955
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$170 vs $236
Days on market
7 vs 51 typical
Where $170/sqft sits among the 44 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
25 of 44
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 752 N STATE ROAD 21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$175,900
120 BLACKBERRY DRIVE
3 bd · 2 ba · 1,667 sqft · $106/sqft · 78 DOM
Sold · Aug ’26$84,000
25327 NE STATE ROAD 26
2 bd · 2 ba · 1,400 sqft · $60/sqft · 69 DOM
Sold · Nov ’25$319,900
6027 DOGWOOD LANE
3 bd · 2 ba · 1,753 sqft · $182/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 752 N STATE ROAD 21 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 752 N STATE ROAD 21 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
752 N STATE ROAD 21 FAQs
What would the monthly payment be for 752 N STATE ROAD 21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,111/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 752 N STATE ROAD 21?+
The most recent tax bill on record (2025) was $3,289. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $264,900, this home is listed about 37% below the Melrose median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 752 N STATE ROAD 21?+
McRae Elementary School (elementary), Keystone Heights Junior/Senior High (high) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MELROSE 32666 market on paper
$264,900 is 12% below the MELROSE 32666 median of $299,900, and at $170/sqft it sits under the Melrose average of $250.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Melrose market that averages 51 — if it fits, move quickly.
04Strong assigned schools
McRae Elementary School, Keystone Heights Junior/Senior High — McRae Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kaitlyn Perry. MLS #GC543401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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