
202 MASON ROAD, MELROSE, FL, 32666
Active31 days on marketListed Sep 11, 2026MLS #GC543412
About this home
202 MASON ROAD
Welcome to an extraordinary lakefront retreat where space, character, and spectacular water views come together on beautiful Lake Rosa in Melrose, Florida. This one-of-a-kind property offers not just one exceptional home, but two residences, creating an incredible opportunity for a large family, multigenerational living, guests, or those looking for a private lakefront getaway with additional space on an expansive 9.2 acres. The magnificent main residence offers an impressive 5,187 square feet of heated and cooled living space, featuring 4 bedrooms and 4 1/2 bathrooms. From the moment you drive onto the property, you will feel you have entered a park with the beautifully manicured grounds, which include 1000 planted, mature camellias. Once inside the main house you will take in vaulted ceilings and the expansive and breathtaking lake views that set the tone for relaxed lakefront living. You'll find wonderful spaces designed for both entertaining and everyday enjoyment, including two loft areas, a cozy fireplace, wet bar, and a wine cellar—perfect for evenings spent with friends and family after a day on the lake. The generous living spaces provide plenty of room to spread out while still maintaining the warm, inviting feel you'd expect from a true lake home. The outside decks from this home give over 3000 sq ft of additional space to enjoy the outdoors from many rooms and levels of the home. And then there's the second residence, offering an additional 2,496 square feet of heated and cooled living space, with 2 bedrooms and 1 bathroom. Complete with its own deck overlooking the lake, this separate home is ideal for guests, extended family, a caretaker, or anyone who wants their own private space while still being just steps from all the lakefront fun. With a combined 7,683 square feet of heated and cooled living space and 6 total bedrooms, this is far more than a home—it's a lakefront lifestyle and an opportunity that's hard to duplicate. Imagine morning coffee with the lake as your backdrop, afternoons enjoying the water from your private dock and evenings gathered around the fireplace or relaxing on the deck as the day winds down. Whether you're looking for a spectacular full-time residence, a weekend escape, or a property designed for entertaining generations of family and friends, this one delivers the space, setting, and character to make lake memories for years to come. Come experience the magic of Lake Rosa for yourself—this is lake living with room for everyone!
Facts & features
The home at a glance
6
Bedrooms
5.5
Bathrooms
7,683
Sqft
9.2 ac
Lot size
1940
Year built
Multi/Split
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,401 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,401/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$155 vs $245
Days on market
31 vs 97 typical
Where $155/sqft sits among the 37 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $290K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 37
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 304% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 202 MASON ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 202 MASON ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
202 MASON ROAD FAQs
What would the monthly payment be for 202 MASON ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 202 MASON ROAD?+
The most recent tax bill on record (2025) was $4,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $1,190,000, this home is listed about 200% above the Melrose median of $396,500. The market section on this page shows how the area is trending.
Which schools are assigned to 202 MASON ROAD?+
McRae Elementary School (elementary), Keystone Heights Junior/Senior High (high) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,190,000 runs 304% above the MELROSE 32666 median — but at 7,683 sqft it's also nearly 5 times the size of the typical Melrose listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
McRae Elementary School, Keystone Heights Junior/Senior High — McRae Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REMAX SELECT PARTNERS · Danette Drageset. MLS #GC543412.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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