2825 NW 27TH TERRACE, GAINESVILLE, FL, 32605
Active27 days on marketListed Sep 15, 2026MLS #GC543484
About this home
2825 NW 27TH TERRACE
Virtually Staged. Welcome home to this move-in ready 4-bedroom, 3-bathroom home in the highly sought-after neighborhood of Royal Gardens! Upon entering, you are welcomed by a spacious foyer featuring beautiful floors and ample closet space for storage. The kitchen overlooks the dining room, creating a wonderful flow for entertaining, while the gas fireplace creates a warm and inviting atmosphere. The kitchen features a breakfast bar, stainless steel appliances, and a pantry. The generously sized family room connects to a versatile flex space that could easily serve as a home gym, playroom, or whatever best fits your needs. The primary suite offers a private retreat with an ensuite bathroom featuring dual vanities and a walk-in closet. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step outside and enjoy the privacy of the fully fenced backyard, perfect for relaxing or entertaining. Major updates include a 2019 roof and hardie board siding replaced in 2022. Ideally located just off Glen Springs Road, this home offers convenient access to shopping and dining along 13th Street and is less than 4 miles from the University of Florida. The location is hard to beat, with Glen Springs Elementary School, Gainesville High School, and Alfred A. Ring Park all within walking distance, offering easy access to more than a mile of scenic trails along Hogtown Creek. Don’t miss your opportunity to make this wonderful Royal Gardens home your own!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,315
Sqft
0.28 ac
Lot size
2
Garage
1989
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Gainesville actives
$203 vs $197
Days on market
27 vs 75 typical
Where $203/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Royal Gardens
Get to know Gainesville. See the full Gainesville guide →
Royal Gardens — neighborhood snapshot
Population
434
Median age
42
Median income
$187,654
Median home value
$458,500
Avg household
3
Households w/ children
56%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
245 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2825 NW 27TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$305,777
1629 NW 19TH CIRCLE
3 bd · 2.5 ba · 2,366 sqft · $129/sqft · 82 DOM
Sold · Sep ’26$440,000
817 NW 37TH DRIVE
3 bd · 2 ba · 2,394 sqft · $184/sqft · 8 DOM
Sold · May ’26$155,000
2215 NW 9TH PLACE
4 bd · 1 ba · 2,236 sqft · $69/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2825 NW 27TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2825 NW 27TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2825 NW 27TH TERRACE FAQs
What would the monthly payment be for 2825 NW 27TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,741/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2825 NW 27TH TERRACE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2825 NW 27TH TERRACE?+
The most recent tax bill on record (2025) was $7,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2825 NW 27TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $469,000, this home is listed about 65% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2825 NW 27TH TERRACE?+
Glen Springs Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GARRETT REALTY · Katie Dale. MLS #GC543484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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