309 NE 147TH STREET, CROSS CITY, FL, 32628
Active26 days on marketListed Sep 16, 2026MLS #GC543559
About this home
309 NE 147TH STREET
Move-in ready and completely remodeled in 2025, this 4-bedroom, 1-bath home offers comfortable living in Cross City, Florida. Situated on a desirable corner lot, this updated home combines modern improvements with practical living space and plenty of character. The interior was completely remodeled in 2025, providing a fresh and updated feel throughout. A brand-new air conditioning system adds comfort and peace of mind. The home also features a fireplace that creates a warm and inviting focal point in the living area. The fourth bedroom is located upstairs, a large loft-style space, offering flexibility for a bedroom, home office, guest room, hobby area, or additional living space. Outside, the property features a convenient 2-car carport for covered parking. The corner-lot location provides additional yard space and easy access to the property. Located in Cross City, this home offers the opportunity to enjoy small-town North Florida living while being within reach of nearby communities, outdoor recreation, springs, rivers, and other area amenities. With its complete 2025 remodel, new AC, fourth bedroom, fireplace, corner lot, and 2-car carport, this property is ready for its next owner.
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,274
Sqft
0.19 ac
Lot size
1965
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,335 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18%
Days on market
26 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cross City
Get to know Cross City. See the full Cross City guide →
CROSS CITY 32628 — neighborhood snapshot
Population
5,423
Median age
39.7
Median income
$42,029
Median home value
$96,600
Avg household
2.37
Households w/ children
550
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cross City market
$70K → $630K
Cross City median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Cross City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the CROSS CITY 32628 median. See the full Cross City market guide →
Paper trail
This home's history
Reality check
What actually sold near 309 NE 147TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$96,000
68 SE 12TH AVENUE
3 bd · 1 ba · 1,268 sqft · $76/sqft · 244 DOM
Sold · Aug ’26$260,000
815 SW 10TH STREET
3 bd · 2 ba · 1,222 sqft · $213/sqft · 67 DOM
Sold · Jan ’26$191,500
464 NE 144TH STREET
3 bd · 2 ba · 1,144 sqft · $167/sqft · 268 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 309 NE 147TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 NE 147TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
309 NE 147TH STREET FAQs
What would the monthly payment be for 309 NE 147TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 309 NE 147TH STREET?+
The most recent tax bill on record (2025) was $1,263. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cross City?+
At $169,000, this home is listed about 50% below the Cross City median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 309 NE 147TH STREET?+
Dixie County High School (high), James M. Anderson Elementary School (elementary), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CROSS CITY 32628 market on paper
$169,000 is 11% below the CROSS CITY 32628 median of $189,500, and at $133/sqft it sits under the Cross City average of $168.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dixie County High School, James M. Anderson Elementary School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC543559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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